ndotoyakidege

Fellows Blog Posts by ndotoyakidege

May 26, 2011 KE Kenya

Nathan at work visiting borrowers of Juhudi Kilimo

By Nila Uthayakumar, KF14 Uganda and KF15 Kenya

“It was my first day on the job,” Nathan says with a wide grin.

“I wore a coat and tie, I looked very smart! I was going to work for a bank, sit in a swiveling chair, and swing my legs!”

Nathan and I are standing on the side of a road. The occasional share-taxi barrels past us, but mostly we are surrounded by the hush of farmland that...

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May 5, 2011 BO Bolivia

By Nila Uthayakumar, KF14, Uganda, 

With the help of several other Fellows in the field

Borrowers of an MCDT solidarity group meet under the shade of a tree in Kampala, Uganda.

I’ve met all kinds of borrowers. From age 16 to 76; from orphans to a former beauty queen; from potato sellers to auto parts saleswomen to motorcycle transportation tycoons. I’ve met them in urban slums, in villages, in homes, on porches, in...

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Mar 31, 2011 UG Uganda

The Source of the Nile in Jinja, Uganda

Nila Uthayakumar, KF14, Uganda

My Rough Guide to Kenya has been open face down on my desk for the past few days. My time in Uganda has been incredible. I have seen and experienced so much in such a short period. Like my life has been on fast forward. This country captured me instantly. Drew me in. And held me close. Whispering. This land is unlike any other.

But it seemed as if from the moment I set foot...

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Mar 2, 2011 UG Uganda

By Nila Uthayakumar, KF 14, Uganda

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Nila is a Kiva Fellow living in Kampala, Uganda. She looks forward to working with several Kiva partner MFIs in Uganda and Kenya over the next few months.

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Feb 21, 2011 UG Uganda

By Nila Uthayakumar, KF 14, Uganda

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Nila has just arrived in Kampala, Uganda after having spent six months in Zanzibar, Tanzania last year. She considers East Africa home now, and looks forward to working with several Kiva partner microfinance institutions throughout the next few months in Uganda and Kenya.

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Feb 14, 2011 UG Uganda

By Nila Uthayakumar, KF 14, Uganda

On the one-year anniversary of Eva Wu’s blog post entitled In Defense of “High” MFI Interest Rates, I was inspired to write a post on this exact topic. The date of this post is a coincidence, as I was actually inspired by the concerns of a group of friends I met with last week. They inundated me with questions: Why is it that microfinance institutions (MFIs) all over the world charge interest rates between 30 to 60% or even higher in many cases? Are they all predatory organizations, profiting...

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Feb 3, 2011 UG Uganda

Sam the loan officer counting loan repayments

By Nila Uthayakumar, KF 14, Uganda

Tuesday morning. It was just my second day at Micro Credit for Development and Transformation (MCDT), a Kiva partner microfinance bank based in Kampala, Uganda. I sat at the helm of a grouping of desks in an airy room within an office building perched at the very tip-top of a hill in Kampala. What a view. Of the city, but also of the four loan officers preparing to go into...

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