Jerry Harter

Fellows Blog Posts by Jerry Harter

Jan 24, 2011 ID Indonesia

By Jerry Harter, KF13 Indonesia

During my three months in Bali, I gained an appreciation of people’s resourcefulness here.  I encountered many ways that people make a living.  Typically, families have multiple streams of income, although ‘trickles of income’ is a perhaps a more apt description.

Various small enterprises are cobbled together, depending on the resources and demand in the area.  Often some money can be made from the land – crops, bee keeping, pig farming, a little more can be made from manufacturing – handicrafts, wood carving, brick making, and...

Continue Reading >>


Jan 17, 2011 ID Indonesia

By Jerry Harter, KF13 Indonesia

Recently the Christian Church in Blimbingsari celebrated its 71th Anniversary.  As with many important occasions in Bali, this called for the roasting of a pig and making satay.  I had the privilege of attending this ceremony and enjoyed both an excellent meal and a wonderful example of community.

Array of Satay

When I arrived in Bali to begin my Kiva placement I wondered why so many people are engaged in pig farming here...

Continue Reading >>


Dec 18, 2010 ID Indonesia

By Jerry Harter, KF13 Indonesia

A micro-finance institution (MFI) is a social enterprise.  Unlike ordinary for-profit businesses, a social enterprise’s measure of success is its social agenda.  Nonetheless, it needs to be financially viable in order to continue doing its work.  The social agenda of micro-finance institutions is to alleviate poverty through the use of financial services for the poor, such as credit and savings services.  Koperasi Mitra Usaha Kecil (MUK), the MFI I’ve been working with as a Kiva Fellow in Bali, is a cooperative that operates much like a...

Continue Reading >>


Nov 21, 2010 ID Indonesia

By Jerry Harter, KF13 Indonesia

Riding on the back of Zeruya’s motor bike, I was on my way to visit the Taman Indah Group about 20 miles from the microfinance office, Koperasi Mitra Usaha Kecil (MUK).  After weaving through a chaotic maze of trucks, cycles, and cars, I was relieved to leave the main highway and turn down a quiet lane of paddy fields and cucumber farms.   Zeruya, my Kiva contact with MUK, wished his tires had less air to better handle the potholes – and my additional weight.  Ultimately we turned into a driveway where many of the group had already...

Continue Reading >>


Nov 21, 2010 ID Indonesia

By Jerry Harter, KF13 Indonesia

After a 24 hour plane ride from Seattle, I was looking forward to relaxing and recovering from jetlag before beginning my Kiva Fellowship in Bali.  Emerging from baggage claim at the Denpasar airport, I negotiated for a taxi to the town of Ubud.

Because of its reputation as an important center for Balinese culture and art, the town of Ubud in eastern Bali is a destination for most tourists who visit the island.  Its magic and charm are legendary.  Terraced paddy fields spread out a luscious green backdrop for a town that provides an...

Continue Reading >>