Stories tagged with Ghana

Jul 7, 2009 GH Ghana

By Nancy Tuller,

Kiva Fellow Class 8, Ghana, Africa

As a Kiva Fellow in Ghana, Africa, I have been working with Sinapi Aba Trust (SAT), established in 1994 and based in Kumasi, the heart of the Ashanti region.  Sinapi Aba, as the non-governmental organization (NGO) is often referred to, has a vision of dedication to the building of a nation in which the strong help the weak and people’s dignity is maintained through their own efforts at providing for themselves, their families, and their community.  The NGO aims to do this through the provision of both financial and non-...

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Jun 6, 2009 GH Ghana

By Nancy Tuller, KF8, Ghana, Africa

I have a professor and mentor from my undergraduate days whose advice and thoughts I value and respect so much.  I still communicate with him regularly, and over the years, the topic of interest rates in microfinance has come up repeatedly in our conversations.  This is the man from whom I first learned about community currency, an alternative exchange system used alongside national currencies.  He is knowledgeable about micro and macroeconomics, as well as finance.  However, our conversations about interest rates for microloans always end the...

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Jun 6, 2009 GH Ghana

By Nancy Tuller, KF8 Ghana, Africa

“Akwaaba!”  (Welcome!), I heard, over and over in my first few days here in Ghana, and what a wonderful welcome it has been!  When I stepped outside the Kotoka International Airport in Accra, my heart lept at the feel of the warm and humid summer night clinging to my skin and the cacophony of voices in Twi, which is the most commonly spoken language here in Ghana.  It sounded to me like a kind of chaotic harmony, blending perfectly with snatches of disparate Ghanaian music coming from various vehicles as I left the airport for my hotel.  Every face...

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Dec 12, 2008 GH Ghana

In the United States, my home country, our motto as of late has been change. I have been working at the Christian Rural Aid Network (CRAN) in Ghana for almost two months now, and I am just in time to witness some monumental policy changes of its own that will redefine the way CRAN does business and may even give President-elect Obama a run for his money.

Currently, CRAN has seven different branches in three regions of Ghana. Four of its branches are located near the main office around Cape Coast and Elmina, Ghana, two fishing towns that aren’t...

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Nov 11, 2008 GH Ghana

Language is said to be the thing that separates man from animal. Oliver Wendell Holmes said it is the blood of the soul into which thoughts run and out of which they grow. It is also the way in which we can most easily communicate our deepest thoughts and desires with another. It is a tool that we use to bridge us together.

Yet since I have arrived in Ghana, I have begun to define language in an entirely new way. It is a constant ebb and flow of words and understanding. It is a roller-coaster ride of gerunds and participial phrases that mean all...

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Oct 10, 2008 GH Ghana

Veronica was more than just the small provisions shop owner across the street from where I used to live in Ghana’s capital city of Accra. She was more than just a woman full of life and smiles who I would often visit with on my way home from work. She was a friend, one I even visited at home to say goodbye to when I left. So when I spend my first five days in Ghana back in the neighborhood where I lived for two months last year while working at a popular Ghanaian newspaper, one of the things on my to-do list was to see Veronica.

I walked down the street where I used to live, down...

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Jul 7, 2008 GH Ghana

Microcredit undoubtedly represents a creative and original response to poverty. But I think that somewhere along the way, the innovativeness of the idea seems to have translated into an expectation of novelty and ingenuity for all “small-scale entrepreneurs.” I was reminded of this recently while reading a report published by IBM that described microcredit recipients as “creative” and “entrepreneurial.” While I’m certainly no expert on the subject, my time in the field has reinforced my belief that microloans do not generally enable budding...

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Jun 6, 2008 GH Ghana

I have been in the country for two weeks now and I love it. Ghana is known for its warmth—both physical and relational—and thus far, it has lived up to its reputation. The Ghanaian handshake, with its snap upon release, seems to epitomize the general tone of life here. Friendly and laid-back. In the town of Cape Coast where I’m living, taxi drivers remember your name and children invite you to games of make-shift pool (using long sticks and marbles)....

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Apr 4, 2008 GH Ghana

As my fellowship nears its end, I’ve purposely taken time to step back and revisit my original reasons for deciding to quit my job, stuff my apartment into a dusty storage unit, leave family and friends and fly to Ghana.  One of my goals was to see the impact of commercialization on an MFI’s social mission. 

Recently, Sinapi has...

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Apr 4, 2008 GH Ghana

I’ve been back in Chicago for about 2 weeks now and have had time to sit and digest my Kiva Fellow experience. Going into this I tried to keep a completely unbiased and open-mind about microfinance. I’m a huge supporter of microfinance, but I have heard critics argue that it does little to actually lift people out of poverty. So I tried to take my opportunity to see first hand how it affects borrowers.

During my 2-month stay in Cape Coast, Ghana I had the privilege to meet over a hundred borrowers successfully running their own businesses. I heard stories of individuals...

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