Blog posts tagged with lending

Aug 8, 2013 KV Kiva HQ


Today, we couldn't be more excited to announce a brand new initiative called Kiva U

It's not just a program. It's a movement. Everywhere, thousands of students and educators are joining together to change the world through microfinance. Already, we've seen teachers, high school clubs, campus chapters, and inspired students mobilizing to solve the world's toughest challenges. All of this has motivated us to take the next step and create tools for people to learn more about global poverty, economics, credit, and how small loans... Continue Reading >>
Aug 8, 2013 KV Kiva HQ


Kiva has come up with a respectful way to offer help…Kiva’s model says that people in developing countries are capable of creating their own prosperity...

City: Pheonix, Arizona
Language: English
Team: Loan On Me
Time with Kiva: 10 months

Outstanding contributions to Kiva:
After 10 months as a volunteer editor with Kiva, Amy has reviewed over 3,000 loans! She is an extremely conscientious... Continue Reading >>
Aug 8, 2013 KV Kiva HQ
Today, we're excited to introduce a new way to visualize the impact your lending team is making. Our goal is to help you better visualize the positive change created by your team, and provide you with a fun infographic that can be shared with family and friends.

We started this project by asking Kiva lenders what they thought would be the most important information to enable them visualize their team's impact. Using our learnings we crafted designs, which we reviewed with a randomly-selected cross section of lenders. The result of this process is the new “Impact” section of the... Continue Reading >>
Aug 8, 2013 KV Kiva HQ
This is a guest post by Elli Bishop, a writer for BusinessBee, a site dedicated to providing readers with the latest business news.

In a city where the lights are literally going out, it's good to know that there are some glimmers of hope. For Detroit, which filed for bankruptcy mid-July, and where nearly 40 percent of the city's streetlights remain dark, that glimmer is innovative programs, like Kiva Zip and Michigan Corps, that are...
Continue Reading >>
Aug 8, 2013 KV Kiva HQ


Kiva is very excited to welcome Yunus Social Business (YSB) Funds as a new partner! In this earlier blog post we explained the importance of social businesses, which are defined as non-dividend businesses specifically created to solve a social problem. YSB was created in 2011 to expand and raise awareness about this movement, and offers advisory services and incubator funds to social businesses. They are currently working in Haiti, Albania, Brazil, Colombia, Tunisia and Togo with plans to continue expanding globally.

YSB was co-founded by... Continue Reading >>
Aug 8, 2013 KV Kiva HQ
Kiva just launched a bunch of brand new features and improvements to the website. Here are some things too look out for:

Google+ Integration

Helping our lenders spread the word about Kiva is important for us to reach even more people! Whether it's in person or online, it's you that makes Kiva grow. For each user that shares Kiva through one of their social networks, we get three new visitors to our website. We've now added a new way to share Kiva by adding a button to share your loan on Google+. Make a loan and try it out!


... Continue Reading >>
Aug 8, 2013 KV Kiva HQ
Kiva just launched a new partnership with the Abaarso School of Science and Technology in Somaliland! Through this partnership, Kiva lenders will be able to make loans to help students afford quality secondary education!

Somaliland is an incredibly poor region of Somalia. The education system is weak, school fees are high, and many bright students never have the opportunity to learn. In this challenging environment, Abaarso is determined to make change. Named for the small village where it is located, the school is built on donated loand and has traditionally... Continue Reading >>
Aug 8, 2013 KV Kiva HQ
'Settings' can aptly be described as the plumbing of a website. They’re considerably less glamorous than the core product (e.g. lending on Kiva, posting photos on Instagram, etc.), but when they don’t work as expected it can lead to a big mess. On Kiva, the different controls we categorize as “Settings” include the type and frequency of emails you receive, how (and if) your name and photo display publicly on the Kiva website, what to do with funds that are repaid, etc. Making sure that you know how to set up your account the way you want it is part of creating a great user experience. With... Continue Reading >>
Aug 8, 2013 KV Kiva HQ
Following our collaborative learning event with the Grameen Foundation on Human Centered design, we're continuing to explore effective products for the poor with our mini blog series. Our first blog covered the main concepts within product design in international development. To read more, click here. In this second installment, we explore the way Kiva partners are meeting the needs of the poor by placing their needs first and foremost.

One Size definitely does not fit all - at least not with financial products.

How can farmers and... Continue Reading >>
Aug 8, 2013 KV Kiva HQ


We're so excited to announce a unique partnership with Etsy today to help artisans around the world get the capital they need to grow their businesses and succeed!

For those who aren't familiar, Etsy is the online marketplace where people can connect to buy and sell handmade and other creative goods. With 900,000 shops and 60 million unique visitors a month, Etsy is reimagining commerce in ways that build a more fulfilling, sustainable world. This, of course, is directly in line with Kiva's mission to expand opportunity to people building... Continue Reading >>
Jul 7, 2013 KV Kiva HQ
Ann Marie is our Volunteer of the Month for July! She works tirelessly as part of our Review and Translation Program to make loan postings accessible on the Kiva website. Without dedicated volunteers like Ann Marie, we wouldn't be able to help as many borrowers change their lives with small loans.



"Kiva serves a great purpose, introducing us to and letting us fund small businesses. Working with Kiva helps us better understand the borrowers. We translate loans for individuals who often operate out of their homes and rely on this business model for their... Continue Reading >>
Jul 7, 2013 KV Kiva HQ
We’re excited to announce our new partnership with Assilassimé in Togo!

Very few microfinance institutions provide credit to the very poor in Togo. Assilassimé (“Hand in Hand” in Ewe, the local language) is distinguished in the Togolese microfinance landscape because it offers services only to vulnerable individuals in the Lomé area, particularly unbanked individuals, the disabled, single mothers, sex workers, people living with HIV, and widows. Kiva funding will help the organization expand its reach so it can work... Continue Reading >>
Jul 7, 2013 KV Kiva HQ
Chris Bailey sees food not just as nourishment, but as a storytelling tool. A couple of years ago, he started Proxy Foods in Portland, OR. "My Company examines how we interact with a meal, an ingredient, an aroma," Chris explains.  Chris is dedicated to crafting unique food experiences. His first creation was Para Llevar, a mobile cart that serves Posole. This rustic Mexican stew invites people to actively participate in dining by adding ingredients and garnishes to a flavorful base.
...
Continue Reading >>
Jul 7, 2013 KV Kiva HQ
We're so thrilled to be bringing Kiva to Newark, N.J.! Starting today, we'll be offering loans to hard-working entrepreneurs in the Newark area through Kiva Zip!

Zip is Kiva's pilot project to reach new types of borrowers in the U.S. and Kenya. Through Zip, anyone can endorse a deserving borrower to qualify for and raise a 0% interest loan on Kiva. These loans are made directly via mobile money and electronic payment systems, and borrowers and lenders can correspond during the term of the loan. 

When you make a loan in Newark, you make so many great... Continue Reading >>
Jul 7, 2013 KV Kiva HQ
Today, we released a few changes to the navigation on the Kiva website. We're really excited about these changes and we hope they'll help make it easier for lenders and new visitors to move around the site. While some of the differences are fairly subtle, we wanted to walk you through each of the changes and share a bit of context for these updates.

The biggest change is the addition of “Zip”, with an eye catching “New” label. As Kiva grows, we are challenging ourselves to find new ways to reach even more people with innovative loan products. One way we've been doing this is... Continue Reading >>
Jul 7, 2013 KV Kiva HQ
This is a guest post by Kimberly Davies, Program Officer, Financial Services at the Grameen Foundation.

Many industries view similar or related organizations as competitors. I’d like to think that the international development industry is unique in viewing others as collaborators. Since everyone in this industry is working toward a common goal -- poverty alleviation -- everyone is constantly looking for ways to share findings and learn from each other. Our biggest concern is reaching a common, hugely important mission. Since this desire outreaches any... Continue Reading >>
Jun 6, 2013 KV Kiva HQ


While microfinance has become a powerful tool to fight poverty around the world, it leaves out a critical category of businesses that have the potential to create jobs and breakout growth in developing economies: Small and medium enterprises (SMEs for short).

One country where this is especially true is Iraq. Still in the early stages of recovery from the war, the country needs SMEs to build a strong foundation for healthy economic growth. At the same time, cultural restrictions and domestic norms in Iraq have vastly reduced the number of career... Continue Reading >>
Jun 6, 2013 KV Kiva HQ
We could not be more excited to announce our very first presence in the Pacific Northwest! Oregon has joined the list of communities in the U.S. on Kiva, helping small business owners get the financing they need to grow and create jobs.

What’s more exciting is that accompanying us for the launch was none other than Oregon’s First Lady, Cylvia Hayes!



Kiva Zip will support the state’s Prosperity Initiative which aims to create a robust economy by removing barriers to overcoming poverty and empowering citizens to maximize their potential... Continue Reading >>
Jun 6, 2013 KV Kiva HQ
Our partner Strathmore University in Kenya just posted a huge batch of new loans to help students from all over Africa afford college tuition! 

We're so excited to be working with Strathmore -- one of the most prestigious private institutions on the continent -- to get young people the funding they need to succeed. Make a student loan today, and change a life in dramatic ways.

It may be summer vacation, but too many bright, qualified students in Africa need to worry about affording education. Financial aid is... Continue Reading >>
Jun 6, 2013 KV Kiva HQ

Kiva Zip has now made loans in 35 states throughout America! And our next big launch will be in Portland, Oregon NEXT THURSDAY. We’re teaming up with Oregon’s First Lady Cylvia Hayes to roll out Kiva Zip as part of the state’s Prosperity Initiative, and we're so excited to have her support!

We’ll be celebrating the launch next Thursday afternoon, and if you're a Kiva Zip lender in Oregon, we would love...

Continue Reading >>
Jun 6, 2013 KV Kiva HQ
Looking to begin a career in international development or social enterprise? Join the Kiva team as an intern and gain access to an influential personal and professional network of technology, non-profit, and microfinance professionals!



Interns are essential to Kiva’s operations and its mission to connect people through lending to alleviate poverty. There are a wide range of positions in a variety of departments where interns work closely with staff on high-impact projects in an educational and social work environment. This is no "fetching... Continue Reading >>
Jun 6, 2013 KV Kiva HQ
We’re excited to announce our new partnership with Kopernik in Indonesia!

When we talk about the best ways to alleviate poverty in developing countries, we often bring up issues around education, clean energy, healthcare, savings and more. But poverty can also be tackled by establishing large-scale distribution networks to connect technology suppliers with users in remote areas. This is exactly why we partnered with Kopernik!

Like in many developing countries, small kiosks are very popular in Indonesia and account for 85% of the Indonesian... Continue Reading >>
Jun 6, 2013 KV Kiva HQ


This spring, the Global Polio Eradication Initiative announced its goal to eradicate polio by 2018. National governments and global foundations immediately pledged millions of dollars to fund the program’s community health initiatives in the few countries (Nigeria, Pakistan, India) where endemic polio remains. Initially, the disease was supposed to have been eradicated by 1990, but despite a massive influx of resources from the WHO, Gates Foundation and UNICEF, campaign fatigue and lingering pockets of wild polio in hard-to-reach areas have allowed it to simmer on.
... Continue Reading >>
Jun 6, 2013 KV Kiva HQ
We are excited to have a guest post from David Bakke -- a Kiva Contributor from the blog Money Crashers Personal Finance. He lives with his young son in Atlanta, Georgia, and writes about money management and saving tips on Money Crashers.

It's an unfortunate fact that our public school system does little to teach children about money and finances -- and that's unlikely to change any time soon. Therefore, as a parent, that responsibility lies with you and you alone.

Teaching your children about money at an early age is a priceless gift, as... Continue Reading >>

Pages

Blog posts tagged with lending

Aug 8, 2013 KV Kiva HQ


Today, we couldn't be more excited to announce a brand new initiative called Kiva U

It's not just a program. It's a movement. Everywhere, thousands of students and educators are joining together to change the world through microfinance. Already, we've seen teachers, high school clubs, campus chapters, and inspired students mobilizing to solve the world's toughest challenges. All of this has motivated us to take the next step and create tools for people to learn more about global poverty, economics, credit, and how small loans... Continue Reading >>
Aug 8, 2013 KV Kiva HQ


Kiva has come up with a respectful way to offer help…Kiva’s model says that people in developing countries are capable of creating their own prosperity...

City: Pheonix, Arizona
Language: English
Team: Loan On Me
Time with Kiva: 10 months

Outstanding contributions to Kiva:
After 10 months as a volunteer editor with Kiva, Amy has reviewed over 3,000 loans! She is an extremely conscientious... Continue Reading >>
Aug 8, 2013 KV Kiva HQ
Today, we're excited to introduce a new way to visualize the impact your lending team is making. Our goal is to help you better visualize the positive change created by your team, and provide you with a fun infographic that can be shared with family and friends.

We started this project by asking Kiva lenders what they thought would be the most important information to enable them visualize their team's impact. Using our learnings we crafted designs, which we reviewed with a randomly-selected cross section of lenders. The result of this process is the new “Impact” section of the... Continue Reading >>
Aug 8, 2013 KV Kiva HQ
This is a guest post by Elli Bishop, a writer for BusinessBee, a site dedicated to providing readers with the latest business news.

In a city where the lights are literally going out, it's good to know that there are some glimmers of hope. For Detroit, which filed for bankruptcy mid-July, and where nearly 40 percent of the city's streetlights remain dark, that glimmer is innovative programs, like Kiva Zip and Michigan Corps, that are...
Continue Reading >>
Aug 8, 2013 KV Kiva HQ


Kiva is very excited to welcome Yunus Social Business (YSB) Funds as a new partner! In this earlier blog post we explained the importance of social businesses, which are defined as non-dividend businesses specifically created to solve a social problem. YSB was created in 2011 to expand and raise awareness about this movement, and offers advisory services and incubator funds to social businesses. They are currently working in Haiti, Albania, Brazil, Colombia, Tunisia and Togo with plans to continue expanding globally.

YSB was co-founded by... Continue Reading >>
Aug 8, 2013 KV Kiva HQ
Kiva just launched a bunch of brand new features and improvements to the website. Here are some things too look out for:

Google+ Integration

Helping our lenders spread the word about Kiva is important for us to reach even more people! Whether it's in person or online, it's you that makes Kiva grow. For each user that shares Kiva through one of their social networks, we get three new visitors to our website. We've now added a new way to share Kiva by adding a button to share your loan on Google+. Make a loan and try it out!


... Continue Reading >>
Aug 8, 2013 KV Kiva HQ
Kiva just launched a new partnership with the Abaarso School of Science and Technology in Somaliland! Through this partnership, Kiva lenders will be able to make loans to help students afford quality secondary education!

Somaliland is an incredibly poor region of Somalia. The education system is weak, school fees are high, and many bright students never have the opportunity to learn. In this challenging environment, Abaarso is determined to make change. Named for the small village where it is located, the school is built on donated loand and has traditionally... Continue Reading >>
Aug 8, 2013 KV Kiva HQ
'Settings' can aptly be described as the plumbing of a website. They’re considerably less glamorous than the core product (e.g. lending on Kiva, posting photos on Instagram, etc.), but when they don’t work as expected it can lead to a big mess. On Kiva, the different controls we categorize as “Settings” include the type and frequency of emails you receive, how (and if) your name and photo display publicly on the Kiva website, what to do with funds that are repaid, etc. Making sure that you know how to set up your account the way you want it is part of creating a great user experience. With... Continue Reading >>
Aug 8, 2013 KV Kiva HQ
Following our collaborative learning event with the Grameen Foundation on Human Centered design, we're continuing to explore effective products for the poor with our mini blog series. Our first blog covered the main concepts within product design in international development. To read more, click here. In this second installment, we explore the way Kiva partners are meeting the needs of the poor by placing their needs first and foremost.

One Size definitely does not fit all - at least not with financial products.

How can farmers and... Continue Reading >>
Aug 8, 2013 KV Kiva HQ


We're so excited to announce a unique partnership with Etsy today to help artisans around the world get the capital they need to grow their businesses and succeed!

For those who aren't familiar, Etsy is the online marketplace where people can connect to buy and sell handmade and other creative goods. With 900,000 shops and 60 million unique visitors a month, Etsy is reimagining commerce in ways that build a more fulfilling, sustainable world. This, of course, is directly in line with Kiva's mission to expand opportunity to people building... Continue Reading >>
Jul 7, 2013 KV Kiva HQ
Ann Marie is our Volunteer of the Month for July! She works tirelessly as part of our Review and Translation Program to make loan postings accessible on the Kiva website. Without dedicated volunteers like Ann Marie, we wouldn't be able to help as many borrowers change their lives with small loans.



"Kiva serves a great purpose, introducing us to and letting us fund small businesses. Working with Kiva helps us better understand the borrowers. We translate loans for individuals who often operate out of their homes and rely on this business model for their... Continue Reading >>
Jul 7, 2013 KV Kiva HQ
We’re excited to announce our new partnership with Assilassimé in Togo!

Very few microfinance institutions provide credit to the very poor in Togo. Assilassimé (“Hand in Hand” in Ewe, the local language) is distinguished in the Togolese microfinance landscape because it offers services only to vulnerable individuals in the Lomé area, particularly unbanked individuals, the disabled, single mothers, sex workers, people living with HIV, and widows. Kiva funding will help the organization expand its reach so it can work... Continue Reading >>
Jul 7, 2013 KV Kiva HQ
Chris Bailey sees food not just as nourishment, but as a storytelling tool. A couple of years ago, he started Proxy Foods in Portland, OR. "My Company examines how we interact with a meal, an ingredient, an aroma," Chris explains.  Chris is dedicated to crafting unique food experiences. His first creation was Para Llevar, a mobile cart that serves Posole. This rustic Mexican stew invites people to actively participate in dining by adding ingredients and garnishes to a flavorful base.
...
Continue Reading >>
Jul 7, 2013 KV Kiva HQ
By Camille Ricketts
We're so thrilled to be bringing Kiva to Newark, N.J.! Starting today, we'll be offering loans to hard-working entrepreneurs in the Newark area through Kiva Zip!

Zip is Kiva's pilot project to reach new types of borrowers in the U.S. and Kenya. Through Zip, anyone can endorse a deserving borrower to qualify for and raise a 0% interest loan on Kiva. These loans are made directly via mobile money and electronic payment systems, and borrowers and lenders can correspond during the term of the loan. 

When you make a loan in Newark, you make so many great... Continue Reading >>
Jul 7, 2013 KV Kiva HQ
Today, we released a few changes to the navigation on the Kiva website. We're really excited about these changes and we hope they'll help make it easier for lenders and new visitors to move around the site. While some of the differences are fairly subtle, we wanted to walk you through each of the changes and share a bit of context for these updates.

The biggest change is the addition of “Zip”, with an eye catching “New” label. As Kiva grows, we are challenging ourselves to find new ways to reach even more people with innovative loan products. One way we've been doing this is... Continue Reading >>
Jul 7, 2013 KV Kiva HQ
This is a guest post by Kimberly Davies, Program Officer, Financial Services at the Grameen Foundation.

Many industries view similar or related organizations as competitors. I’d like to think that the international development industry is unique in viewing others as collaborators. Since everyone in this industry is working toward a common goal -- poverty alleviation -- everyone is constantly looking for ways to share findings and learn from each other. Our biggest concern is reaching a common, hugely important mission. Since this desire outreaches any... Continue Reading >>
Jun 6, 2013 KV Kiva HQ


While microfinance has become a powerful tool to fight poverty around the world, it leaves out a critical category of businesses that have the potential to create jobs and breakout growth in developing economies: Small and medium enterprises (SMEs for short).

One country where this is especially true is Iraq. Still in the early stages of recovery from the war, the country needs SMEs to build a strong foundation for healthy economic growth. At the same time, cultural restrictions and domestic norms in Iraq have vastly reduced the number of career... Continue Reading >>
Jun 6, 2013 KV Kiva HQ
By Emily Wakefield
We could not be more excited to announce our very first presence in the Pacific Northwest! Oregon has joined the list of communities in the U.S. on Kiva, helping small business owners get the financing they need to grow and create jobs.

What’s more exciting is that accompanying us for the launch was none other than Oregon’s First Lady, Cylvia Hayes!



Kiva Zip will support the state’s Prosperity Initiative which aims to create a robust economy by removing barriers to overcoming poverty and empowering citizens to maximize their potential... Continue Reading >>
Jun 6, 2013 KV Kiva HQ


MAKE A STUDENT LOAN TODAY >>

Continue Reading >>
Jun 6, 2013 KV Kiva HQ
Our partner Strathmore University in Kenya just posted a huge batch of new loans to help students from all over Africa afford college tuition! 

We're so excited to be working with Strathmore -- one of the most prestigious private institutions on the continent -- to get young people the funding they need to succeed. Make a student loan today, and change a life in dramatic ways.

It may be summer vacation, but too many bright, qualified students in Africa need to worry about affording education. Financial aid is... Continue Reading >>
Jun 6, 2013 KV Kiva HQ

Kiva Zip has now made loans in 35 states throughout America! And our next big launch will be in Portland, Oregon NEXT THURSDAY. We’re teaming up with Oregon’s First Lady Cylvia Hayes to roll out Kiva Zip as part of the state’s Prosperity Initiative, and we're so excited to have her support!

We’ll be celebrating the launch next Thursday afternoon, and if you're a Kiva Zip lender in Oregon, we would love...

Continue Reading >>
Jun 6, 2013 KV Kiva HQ
Looking to begin a career in international development or social enterprise? Join the Kiva team as an intern and gain access to an influential personal and professional network of technology, non-profit, and microfinance professionals!



Interns are essential to Kiva’s operations and its mission to connect people through lending to alleviate poverty. There are a wide range of positions in a variety of departments where interns work closely with staff on high-impact projects in an educational and social work environment. This is no "fetching... Continue Reading >>
Jun 6, 2013 KV Kiva HQ
We’re excited to announce our new partnership with Kopernik in Indonesia!

When we talk about the best ways to alleviate poverty in developing countries, we often bring up issues around education, clean energy, healthcare, savings and more. But poverty can also be tackled by establishing large-scale distribution networks to connect technology suppliers with users in remote areas. This is exactly why we partnered with Kopernik!

Like in many developing countries, small kiosks are very popular in Indonesia and account for 85% of the Indonesian... Continue Reading >>
Jun 6, 2013 KV Kiva HQ


This spring, the Global Polio Eradication Initiative announced its goal to eradicate polio by 2018. National governments and global foundations immediately pledged millions of dollars to fund the program’s community health initiatives in the few countries (Nigeria, Pakistan, India) where endemic polio remains. Initially, the disease was supposed to have been eradicated by 1990, but despite a massive influx of resources from the WHO, Gates Foundation and UNICEF, campaign fatigue and lingering pockets of wild polio in hard-to-reach areas have allowed it to simmer on.
... Continue Reading >>
Jun 6, 2013 KV Kiva HQ
We are excited to have a guest post from David Bakke -- a Kiva Contributor from the blog Money Crashers Personal Finance. He lives with his young son in Atlanta, Georgia, and writes about money management and saving tips on Money Crashers.

It's an unfortunate fact that our public school system does little to teach children about money and finances -- and that's unlikely to change any time soon. Therefore, as a parent, that responsibility lies with you and you alone.

Teaching your children about money at an early age is a priceless gift, as... Continue Reading >>

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