Blog posts tagged with lending

May 5, 2019 KV Kiva HQ

Young women in five countries across Africa are starting businesses thanks to 0% interest microloans available through an innovative program run by the education-focused nonprofit the Campaign for Female Education (CAMFED) in partnership with Kiva.

CAMFED Tanzania staff and client participants at the Design Thinking Workshop in December 2018

While many of these inspiring female entrepreneurs, who are part of CAMFED’s alumnae network, CAMA, repay their loans on time, some, especially those in...

Continue Reading >>
May 5, 2019 UG Uganda

Think about the cup of coffee you drank this morning. If you don’t drink coffee, think about the millions of cups of coffee that get consumed each morning. Do you know where those coffee beans were grown? 


Usually countries like Colombia, Ethiopia or Indonesia come to mind. But not many people realize that Uganda is the world’s 8th largest producer of coffee. The coffee industry is a main part of the Ugandan economy and employs a large portion of the population. 


Coffee...

Continue Reading >>
May 5, 2019 KV Kiva HQ

Kiva loves to celebrate its interns and the meaningful work that they accomplish every day. Now past their mid-internship point, we sat down with a few of them to hear about their work and how their time at Kiva has impacted them. Read below to hear how Kiva interns are working to become the next generation of social innovators. Read below to learn what it's like to be an intern at Kiva. Interested in growing with Kiva? Check out our professional development opportunities here. 
 

Mia Orans

Community Support Team, San Francisco office

...

Continue Reading >>
May 5, 2019 KV Kiva HQ

Kiva loans are sent to 80 countries around the world, but for our 100+ employees in our US offices, sometimes our impact can feel distant from daily office life. Last week, one of our employees in our Bangkok, Thailand office shared an especially touching experience with the entire Kiva organization. It reminded all of us of the reasons we come to work every single day. We thought we’d share it with you, too. Mark McDonagh, our Asia Pacific Investment Manager, tells the following story about his visit with a Kiva borrower in Indonesia. 

...

Continue Reading >>
May 5, 2019 KV Kiva HQ

Kiva’s website features lots of beautiful photos of our borrowers around the world - but have you ever thought about the person behind the lens? There’s a lot of work that goes on behind the scenes to keep Kiva running. Many of the professional photos you see on Kiva’s website, social media and email communications are taken by Brandon Smith - the man of many hats! 

Brandon Smith is Kiva's Product Manager in the San Francisco office

After studying photojournalism, Brandon interned with Kiva and...

Continue Reading >>
May 5, 2019 KV Kiva HQ

After growing up in Togo in a family with 9 children, Ayaovi began work in travel sales and real estate. However, he longed for a way to become a bigger part of his local community, so he started devoting his evenings and weekends to starting a fish business. 

It all started with 1 icebox and a single ring burner stove, along with the knowledge Ayaovi gleaned from his mother, who had also sold fish in their community. She had taught all her children about her business as they grew up. 

...
Continue Reading >>
Apr 4, 2019 KV Kiva HQ

When you make a loan on Kiva, you may not realize just how many hardworking and dedicated people it takes in the organization to connect your loan to a borrower. Besides more than 500 volunteers and fellows, Kiva also employs over 100 employees in our global offices from San Francisco to Sierra Leone. 

The majority of Kiva’s operating costs are supported by donations from lenders like you. That enables our teams to keep Kiva running - from investments, global operations and engineering to development, marketing and community support.

This story goes...

Continue Reading >>
Apr 4, 2019 KV Kiva HQ

A little over a decade ago, Gissel and her husband fell on hard times. Employment was scarce and they ran out of funds to finish their home. They slept many nights under cardboard next to their two young children.

Gissel heard about a program offering group loans for women in their village and she enrolled immediately. With the help of Esperanza International, Gissel started a business and has grown her hair salon into a community hub.  By receiving that spark of microfinance capital, embracing her inherent gifts of hospitality and refining her skills through...

Continue Reading >>
Apr 4, 2019 KV Kiva HQ

Ever wonder what it’s like to work at Kiva? Here’s an insider’s look into our office culture... 

In Kiva offices around the world, employees often refer to something we call “Kiva love,” which is when we acknowledge one another in celebration of our core values. Someone in particular who especially spreads the Kiva love - and recently got nationally recognized for it - is our Office Vibe Manager, Verlance Bershaun Friar! 



Anyone who walks into our San Francisco office immediately feels welcomed and loved when they interact with...

Continue Reading >>
Apr 4, 2019 KV Kiva HQ

Jessica grew up in Manipur, India, and always dreamed of becoming a flight attendant. She believed that working in aviation would make her dreams come true. In a region where access to finance is difficult, this path is sometimes the only option to escape economic hardship. 

Jessica’s family faced many financial problems and depended on her father’s government employee salary to make ends meet. His income was not sufficient to support his three children in pursuit of professional fields. But that didn’t stop Jessica from pursuing her dream....

Continue Reading >>
Apr 4, 2019 KV Kiva HQ

This post was co-written by Amelia Kuklewicz, Senior Program Manager at Grameen Foundation, and Elliott Collins, Senior Manager of Impact and Research at Kiva.

Entrepreneurship is a vital part of life for women in Central America, where unemployment is 50 percent higher for women than for men. But women entrepreneurs are squeezed from many sides as they struggle to launch and grow their businesses. 

Kiva borrower Blanca in El Salvador runs a bread business...
Continue Reading >>
Apr 4, 2019 KV Kiva HQ

While the majority of lenders on Kiva are adults, the desire to do good around the world is not limited to grown-ups. At the Town School for Boys in San Francisco, California, microfinance is a concept that the 6th graders are very familiar with. 

For over 7 years, Kiva has served as the platform for a year-long project undertaken by 6th-grade math students at the Town School. The team-based hands-on project teaches the boys about microfinance, financial literacy, and global awareness. 

First, the students are introduced to microfinance and learn...

Continue Reading >>
Apr 4, 2019 KV Kiva HQ

Logging onto kiva.org is both exciting (wow look at all these borrowers!) and can be a bit overwhelming (wow, look at all these borrowers). Kiva funds loans in more than 80 different countries around the world through more than 300 Field Partners. Our borrowers are engaged in a wide variety of sectors and industries and they use their loans to benefit a wide range of causes. Lenders have lots of options! You can never go wrong - there's so much good to be done on our site - but here are a few ways you can engage with Kiva.org for a personally meaningful experience. ...

Continue Reading >>
Apr 4, 2019 KV Kiva HQ

Looking back on this past year, Kiva has made huge strides in expanding financial access to underserved communities. This work would not be possible without the dedicated effort of our volunteers in our Review and Translation Program (RTP). Each month, volunteers review, edit and translate tens of thousands of loan profiles before they go live on Kiva’s site. Each volunteer plays a crucial role in ensuring a diverse and substantial amount of loans are funneled to the site. They are the critical step in borrower’s stories being shared with the Kiva community. Here is a look back at the...

Continue Reading >>
Apr 4, 2019 KV Kiva HQ
Kiva loan applications are often not originally in English or are posted in countries where English is not the primary language.  A team of volunteers with the Review and Translation Program (RTP) edit, translate and review our loans from around the world. More than 400 volunteers from Munich to Nova Scotia dedicate their time to contribute to Kiva's work. In the past 3 months, our volunteers have reviewed more than 55,256 loans, averaging more than 18,400 per month. 

This quarter we are celebrating three of our incredible volunteers: Wendy, Barbara and Rita! All our... Continue Reading >>
Apr 4, 2019 KV Kiva HQ

Here at Kiva, we love to celebrate our interns and the meaningful work that they accomplish every day. And International Volunteer Week is a great opportunity to do just that! Halfway through the internship cycle, we sat down with a few of them to hear about their work and how their time at Kiva has impacted them. Read below to learn what it's like to be an intern at Kiva. Interested in growing with Kiva? Check out our professional development opportunities here. 
 

Avdeep Dhillon 

Impact Investing Team, San Francisco office ...

Continue Reading >>
Apr 4, 2019 KV Kiva HQ

Kiva loans reach more than 80 countries through more than 300 Field Partners across many different sectors. From education, agriculture and retail to refugees, women and students, Kiva loans benefit many different causes.  

Kiva’s diversity of loans lets lenders feel more connected to their giving by making loans to causes that resonate most with them. Lenders engage with Kiva in many different ways, whether that’s sharing their loans on social media or joining a team of like-minded lenders. 

Sherry Strong has developed her own unique relationship...

Continue Reading >>
Mar 3, 2019 KV Kiva HQ

“There’s potential for affecting a lot of people’s lives through agriculture,” said Natalie Miller, CEO of GreenFingers Mobile. “There are 250 million small farmers in Africa, but the number of people who depend on it for their livelihoods is 6 times that - so you’re looking at a big chunk of the population of Africa!” 

She’s right - 70% of the population of Africa earns a primary living from agriculture. About 90% of that segment represents subsistence farmers, producing crops mainly to feed their families and bringing in little to no additional income. 

... Continue Reading >>
Mar 3, 2019 KV Kiva HQ
“Vas a sacar una foto de mi, no? Quiero que la gente de Kiva me conozca!”

Translated, “You’re going to take a picture of me, right? I want the people of Kiva to know me!”

These are the words of Maria’s 85-year-old mother, Rosa. She was the one who encouraged Maria to take out a loan from Kiva. 

Maria, 53, and her mother Rosa, 85, laugh together.

Rosa has been involved with Kiva’s Field Partner, Foundation Mario Santo Domingo (FMSD), for over 30 years. The...

Continue Reading >>
Mar 3, 2019 KV Kiva HQ

We love learning about new places and gathering the best tips we can to share in Kiva's 'Explore your world' series. 

Bali is on many people's travel bucket lists… and for a good reason! Bali’s rich Hindu culture is unique in majority-Muslim Indonesia and the island’s breathtaking landscape does not disappoint. Whether you’re fascinated by the island’s history, entranced by adorable monkeys or infatuated with beautiful beach scenes - Bali has something for everyone. Here are the top 20 can’t-miss activities to either help you start your planning or fuel...

Continue Reading >>
Mar 3, 2019 KV Kiva HQ

“I’m creative, I'm courageous, and I’m strong.” 

These are the words of Alix, a 20-year-old student whose family left their home in Burundi in 2014 and became refugees in Rwanda. Her parents inspired her to pursue a college degree, and she received a laptop loan from Kiva lenders for her undergraduate studies. Alix sees the loan...

Continue Reading >>
Mar 3, 2019 KV Kiva HQ

We love learning about new places and gathering the best tips we can to share in Kiva's 'Explore your world' series. 

If you’re looking for an exciting adventure for your 2019 vacation without breaking the bank, check out these best-value, more-affordable destinations. 

 

1. Iceland
Iceland: Svartifoss Cascade. Photo by Victor Montol

Iceland’s volcano eruption in 2010 brought the tiny island nation to...

Continue Reading >>
Mar 3, 2019 KV Kiva HQ

International Women's Day is March 8, and we're so excited to celebrate our female Kiva borrowers! To celebrate the women in our lives, here are 10 empowering quotes and some photos of our awesome Kiva borrowers from all around the world. Enjoy, and click here to fund a loan to female entrepreneurs just like them. 

 

“Gender equality is more than a goal in itself. It is a precondition for meeting the challenge of reducing poverty, promoting sustainable development and building good governance.” -Kofi Annan
 ... Continue Reading >>
Mar 3, 2019 KV Kiva HQ

"There is no correlation between income and need for childcare," said Rosa.

Access to childcare is often an obstacle to women’s success in the workplace. Lack of affordable options can mean that women have to leave the workforce and sacrifice their career to take care of their children. Thus, access to affordable childcare is one of the keys to achieving equal opportunity to stay in the workforce – across gender and class lines. 

Rosa is passionate about providing a solution to this societal problem. She grew up in Rochester, N.Y., learning from...

Continue Reading >>
Mar 3, 2019 KV Kiva HQ

“You need to start a business,” Teofila said when asked what advice she has for other women, “in order to pay all your debts on time, send your kids to college, and have money for transportation for your children.”



A talkative, vivacious lady, Teofila is a 48-year-old single mother in the Philippines with 4 kids, 2 of whom attend school. Her husband passed away a few years ago, and since then she has developed her entrepreneurial skills in order to provide for her children. Like her, many Kiva borrowers depend on multiple sources of income to make ends meet...

Continue Reading >>

Pages

Blog posts tagged with lending

May 5, 2019 KV Kiva HQ

Young women in five countries across Africa are starting businesses thanks to 0% interest microloans available through an innovative program run by the education-focused nonprofit the Campaign for Female Education (CAMFED) in partnership with Kiva.

CAMFED Tanzania staff and client participants at the Design Thinking Workshop in December 2018

While many of these inspiring female entrepreneurs, who are part of CAMFED’s alumnae network, CAMA, repay their loans on time, some, especially those in...

Continue Reading >>
May 5, 2019 UG Uganda

Think about the cup of coffee you drank this morning. If you don’t drink coffee, think about the millions of cups of coffee that get consumed each morning. Do you know where those coffee beans were grown? 


Usually countries like Colombia, Ethiopia or Indonesia come to mind. But not many people realize that Uganda is the world’s 8th largest producer of coffee. The coffee industry is a main part of the Ugandan economy and employs a large portion of the population. 


Coffee...

Continue Reading >>
May 5, 2019 KV Kiva HQ
By Channing Fisher.

Kiva loves to celebrate its interns and the meaningful work that they accomplish every day. Now past their mid-internship point, we sat down with a few of them to hear about their work and how their time at Kiva has impacted them. Read below to hear how Kiva interns are working to become the next generation of social innovators. Read below to learn what it's like to be an intern at Kiva. Interested in growing with Kiva? Check out our professional development opportunities here. 
 

Mia Orans

Community Support Team, San Francisco office

...

Continue Reading >>
May 5, 2019 KV Kiva HQ

Kiva loans are sent to 80 countries around the world, but for our 100+ employees in our US offices, sometimes our impact can feel distant from daily office life. Last week, one of our employees in our Bangkok, Thailand office shared an especially touching experience with the entire Kiva organization. It reminded all of us of the reasons we come to work every single day. We thought we’d share it with you, too. Mark McDonagh, our Asia Pacific Investment Manager, tells the following story about his visit with a Kiva borrower in Indonesia. 

...

Continue Reading >>
May 5, 2019 KV Kiva HQ

Kiva’s website features lots of beautiful photos of our borrowers around the world - but have you ever thought about the person behind the lens? There’s a lot of work that goes on behind the scenes to keep Kiva running. Many of the professional photos you see on Kiva’s website, social media and email communications are taken by Brandon Smith - the man of many hats! 

Brandon Smith is Kiva's Product Manager in the San Francisco office

After studying photojournalism, Brandon interned with Kiva and...

Continue Reading >>
May 5, 2019 KV Kiva HQ

After growing up in Togo in a family with 9 children, Ayaovi began work in travel sales and real estate. However, he longed for a way to become a bigger part of his local community, so he started devoting his evenings and weekends to starting a fish business. 

It all started with 1 icebox and a single ring burner stove, along with the knowledge Ayaovi gleaned from his mother, who had also sold fish in their community. She had taught all her children about her business as they grew up. 

...
Continue Reading >>
Apr 4, 2019 KV Kiva HQ

When you make a loan on Kiva, you may not realize just how many hardworking and dedicated people it takes in the organization to connect your loan to a borrower. Besides more than 500 volunteers and fellows, Kiva also employs over 100 employees in our global offices from San Francisco to Sierra Leone. 

The majority of Kiva’s operating costs are supported by donations from lenders like you. That enables our teams to keep Kiva running - from investments, global operations and engineering to development, marketing and community support.

This story goes...

Continue Reading >>
Apr 4, 2019 KV Kiva HQ

A little over a decade ago, Gissel and her husband fell on hard times. Employment was scarce and they ran out of funds to finish their home. They slept many nights under cardboard next to their two young children.

Gissel heard about a program offering group loans for women in their village and she enrolled immediately. With the help of Esperanza International, Gissel started a business and has grown her hair salon into a community hub.  By receiving that spark of microfinance capital, embracing her inherent gifts of hospitality and refining her skills through...

Continue Reading >>
Apr 4, 2019 KV Kiva HQ

Ever wonder what it’s like to work at Kiva? Here’s an insider’s look into our office culture... 

In Kiva offices around the world, employees often refer to something we call “Kiva love,” which is when we acknowledge one another in celebration of our core values. Someone in particular who especially spreads the Kiva love - and recently got nationally recognized for it - is our Office Vibe Manager, Verlance Bershaun Friar! 



Anyone who walks into our San Francisco office immediately feels welcomed and loved when they interact with...

Continue Reading >>
Apr 4, 2019 KV Kiva HQ

Jessica grew up in Manipur, India, and always dreamed of becoming a flight attendant. She believed that working in aviation would make her dreams come true. In a region where access to finance is difficult, this path is sometimes the only option to escape economic hardship. 

Jessica’s family faced many financial problems and depended on her father’s government employee salary to make ends meet. His income was not sufficient to support his three children in pursuit of professional fields. But that didn’t stop Jessica from pursuing her dream....

Continue Reading >>
Apr 4, 2019 KV Kiva HQ

This post was co-written by Amelia Kuklewicz, Senior Program Manager at Grameen Foundation, and Elliott Collins, Senior Manager of Impact and Research at Kiva.

Entrepreneurship is a vital part of life for women in Central America, where unemployment is 50 percent higher for women than for men. But women entrepreneurs are squeezed from many sides as they struggle to launch and grow their businesses. 

Kiva borrower Blanca in El Salvador runs a bread business...
Continue Reading >>
Apr 4, 2019 KV Kiva HQ

While the majority of lenders on Kiva are adults, the desire to do good around the world is not limited to grown-ups. At the Town School for Boys in San Francisco, California, microfinance is a concept that the 6th graders are very familiar with. 

For over 7 years, Kiva has served as the platform for a year-long project undertaken by 6th-grade math students at the Town School. The team-based hands-on project teaches the boys about microfinance, financial literacy, and global awareness. 

First, the students are introduced to microfinance and learn...

Continue Reading >>
Apr 4, 2019 KV Kiva HQ
By Channing Fisher.

Logging onto kiva.org is both exciting (wow look at all these borrowers!) and can be a bit overwhelming (wow, look at all these borrowers). Kiva funds loans in more than 80 different countries around the world through more than 300 Field Partners. Our borrowers are engaged in a wide variety of sectors and industries and they use their loans to benefit a wide range of causes. Lenders have lots of options! You can never go wrong - there's so much good to be done on our site - but here are a few ways you can engage with Kiva.org for a personally meaningful experience. ...

Continue Reading >>
Apr 4, 2019 KV Kiva HQ

Looking back on this past year, Kiva has made huge strides in expanding financial access to underserved communities. This work would not be possible without the dedicated effort of our volunteers in our Review and Translation Program (RTP). Each month, volunteers review, edit and translate tens of thousands of loan profiles before they go live on Kiva’s site. Each volunteer plays a crucial role in ensuring a diverse and substantial amount of loans are funneled to the site. They are the critical step in borrower’s stories being shared with the Kiva community. Here is a look back at the...

Continue Reading >>
Apr 4, 2019 KV Kiva HQ
Kiva loan applications are often not originally in English or are posted in countries where English is not the primary language.  A team of volunteers with the Review and Translation Program (RTP) edit, translate and review our loans from around the world. More than 400 volunteers from Munich to Nova Scotia dedicate their time to contribute to Kiva's work. In the past 3 months, our volunteers have reviewed more than 55,256 loans, averaging more than 18,400 per month. 

This quarter we are celebrating three of our incredible volunteers: Wendy, Barbara and Rita! All our... Continue Reading >>
Apr 4, 2019 KV Kiva HQ

Here at Kiva, we love to celebrate our interns and the meaningful work that they accomplish every day. And International Volunteer Week is a great opportunity to do just that! Halfway through the internship cycle, we sat down with a few of them to hear about their work and how their time at Kiva has impacted them. Read below to learn what it's like to be an intern at Kiva. Interested in growing with Kiva? Check out our professional development opportunities here. 
 

Avdeep Dhillon 

Impact Investing Team, San Francisco office ...

Continue Reading >>
Apr 4, 2019 KV Kiva HQ

Kiva loans reach more than 80 countries through more than 300 Field Partners across many different sectors. From education, agriculture and retail to refugees, women and students, Kiva loans benefit many different causes.  

Kiva’s diversity of loans lets lenders feel more connected to their giving by making loans to causes that resonate most with them. Lenders engage with Kiva in many different ways, whether that’s sharing their loans on social media or joining a team of like-minded lenders. 

Sherry Strong has developed her own unique relationship...

Continue Reading >>
Mar 3, 2019 KV Kiva HQ

“There’s potential for affecting a lot of people’s lives through agriculture,” said Natalie Miller, CEO of GreenFingers Mobile. “There are 250 million small farmers in Africa, but the number of people who depend on it for their livelihoods is 6 times that - so you’re looking at a big chunk of the population of Africa!” 

She’s right - 70% of the population of Africa earns a primary living from agriculture. About 90% of that segment represents subsistence farmers, producing crops mainly to feed their families and bringing in little to no additional income. 

... Continue Reading >>
Mar 3, 2019 KV Kiva HQ
“Vas a sacar una foto de mi, no? Quiero que la gente de Kiva me conozca!”

Translated, “You’re going to take a picture of me, right? I want the people of Kiva to know me!”

These are the words of Maria’s 85-year-old mother, Rosa. She was the one who encouraged Maria to take out a loan from Kiva. 

Maria, 53, and her mother Rosa, 85, laugh together.

Rosa has been involved with Kiva’s Field Partner, Foundation Mario Santo Domingo (FMSD), for over 30 years. The...

Continue Reading >>
Mar 3, 2019 KV Kiva HQ
By Channing Fisher.

We love learning about new places and gathering the best tips we can to share in Kiva's 'Explore your world' series. 

Bali is on many people's travel bucket lists… and for a good reason! Bali’s rich Hindu culture is unique in majority-Muslim Indonesia and the island’s breathtaking landscape does not disappoint. Whether you’re fascinated by the island’s history, entranced by adorable monkeys or infatuated with beautiful beach scenes - Bali has something for everyone. Here are the top 20 can’t-miss activities to either help you start your planning or fuel...

Continue Reading >>
Mar 3, 2019 KV Kiva HQ

“I’m creative, I'm courageous, and I’m strong.” 

These are the words of Alix, a 20-year-old student whose family left their home in Burundi in 2014 and became refugees in Rwanda. Her parents inspired her to pursue a college degree, and she received a laptop loan from Kiva lenders for her undergraduate studies. Alix sees the loan...

Continue Reading >>
Mar 3, 2019 KV Kiva HQ

We love learning about new places and gathering the best tips we can to share in Kiva's 'Explore your world' series. 

If you’re looking for an exciting adventure for your 2019 vacation without breaking the bank, check out these best-value, more-affordable destinations. 

 

1. Iceland
Iceland: Svartifoss Cascade. Photo by Victor Montol

Iceland’s volcano eruption in 2010 brought the tiny island nation to...

Continue Reading >>
Mar 3, 2019 KV Kiva HQ

International Women's Day is March 8, and we're so excited to celebrate our female Kiva borrowers! To celebrate the women in our lives, here are 10 empowering quotes and some photos of our awesome Kiva borrowers from all around the world. Enjoy, and click here to fund a loan to female entrepreneurs just like them. 

 

“Gender equality is more than a goal in itself. It is a precondition for meeting the challenge of reducing poverty, promoting sustainable development and building good governance.” -Kofi Annan
 ... Continue Reading >>
Mar 3, 2019 KV Kiva HQ

"There is no correlation between income and need for childcare," said Rosa.

Access to childcare is often an obstacle to women’s success in the workplace. Lack of affordable options can mean that women have to leave the workforce and sacrifice their career to take care of their children. Thus, access to affordable childcare is one of the keys to achieving equal opportunity to stay in the workforce – across gender and class lines. 

Rosa is passionate about providing a solution to this societal problem. She grew up in Rochester, N.Y., learning from...

Continue Reading >>
Mar 3, 2019 KV Kiva HQ

“You need to start a business,” Teofila said when asked what advice she has for other women, “in order to pay all your debts on time, send your kids to college, and have money for transportation for your children.”



A talkative, vivacious lady, Teofila is a 48-year-old single mother in the Philippines with 4 kids, 2 of whom attend school. Her husband passed away a few years ago, and since then she has developed her entrepreneurial skills in order to provide for her children. Like her, many Kiva borrowers depend on multiple sources of income to make ends meet...

Continue Reading >>

Pages