Any Kiva Fellow will tell you that visiting Kiva borrowers is one of the most satisfying parts of our experience. This is our moment to go beyond the borrower photographs and short biographies on the Kiva website. We greet borrowers by shaking hands and kissing cheeks, we sit in their homes, we walk through their fields, we touch the garments they sew and taste the baked goods from their ovens, we learn the names of their cows, and we try to make their children smile.
These are moments when we transcend the digital world and our Kiva connections become human.
Señor René, Vegetable Farmer, Cochabamba (CIDRE )
Señor René lives in a high-altitude farming community a couple of hours from Cochabamba. His several small parcels of land are perched on the slopes of the Bolivian Andes that reach eastwards. The views of the surrounding peaks, the nearby farms and the valley below are simply magnificent.
He lives in a one-room adobe home with his wife and four children. The Kiva loan helped pay his one-time share in the community irrigation system which allows him to double his agriculture production since he can now grow crops after the rainy season.
René and his family received me and my CIDRE colleagues with extreme generosity. We were served a tasty and healthy almuerzo (the sustaining midday meal) of home-made cheese and hot salsa, fresh steamed broad beans and boiled potatoes that were harvested from their garden that morning.
During the meal we talked about his farming. He is genuinely grateful for the Kiva-funded loan and the low interest rate — this goes a long way in helping support his young family.
As we were leaving he surprised us with a fat bag of fresh-picked beans. It was a large gesture that the CIDRE loan officers especially appreciated. He thanked me personally for coming all the way from the United States to spend time with him.
Pointing over the distant mountain peaks, René asked me to pass along his greetings and thanks to everyone at “home.” I smiled, looking over those mountains knowing that everywhere is home to the Kiva family.
Señora Yelica, Baker, Santa Cruz (Emprender )
The heat of eastern Bolivia can be intense. As soon I reached the shade of Señora Yélica’s backyard she handed me a cold glass of Coca Colla, Bolivia’s coca-leaf enhanced “real thing” soft drink.
Her property on the outskirts of Santa Cruz is filled with flowering fruit trees: orange, mango, papaya, avocado, pomegranate and fig. This is tropical Bolivia and she takes full advantage of the sun, warmth and rich soil to supplement her family’s diet with fresh fruit right from her backyard.
Rising early seven days a week, Yélica bakes dozens of pan de arroz (a bread of yucca meal, rice flour and cheese encased in banana leaves) and cheese empanadas. She sells these to neighbors but with her Kiva-funded larger oven she can now sell in the markets for more income.
She offered me samples of all her baked goods, covered with cotton towels to keep them warm. She introduced me to her smiling grandmother who listened intently to our discussion and enjoyed watching this visiting foreigner trying his best to keep the sweat from rolling down his brow. We laughed about her lazy pets, a sleeping puppy in the shade beneath a wheelbarrow and a curled-up kitten.
It was a sublimely pleasant visit. Graciously welcomed by outgoing hosts amid a lush paradise, my thoughts lingered on the joys of being a Kiva Fellow at times like this.
Señor Gustavo, Magician, La Paz (CIDRE )
As soon as I stepped into Señor Gustavo’s home workshop, I knew this would be like no other borrower visit. I was surrounded by stacks of boxes, cardboard, playing cards, coins, yarn and CD’s – there were enough Kiva-funded materials to assemble 1,000 Maletines de Magia, the magic kits he sells at fairs throughout Bolivia.
He welcomed me with a huge smile and immediately the show began. He jumped right into performing tricks, explaining the design and manufacturing process, and how he sells these at fairs. Gustavo is a seriously committed to his business. A fan of magic as a child, he has now made it his livelihood. He designs his magic kits to be especially didactic for children, helping them develop cognitive abilities, such as basic math, counting, probability logic and pattern recognition.
As I sat back in my seat, I was amused and awestruck by his magic… and equally impressed at how simple the tricks are once he explained them.
After half an hour of the “Don Gustavo Show” I had to get down to business and verify some key details of his loan. He answered my questions but his mind was clearly on his next Kiva-funded loan as he quickly dove into an enthusiastic pitch of his next “Magic Kit” project.
The CIDRE loan officer wryly explained that he’d still need to stop by the office to fill out the paperwork. He grinned broadly as she told him that Kiva funds can’t simply be pulled from a hat.
Some truly magic moments with Kiva borrowers!
Peter Soley  is a Kiva Fellow (Class 19) serving in Bolivia (La Paz, Cochabamba, Santa Cruz) with CIDRE  and Emprender . Become a member of their lending teams (CIDRE , Emprender ), lend to one of their borrowers today (CIDRE , Emprender ), or apply  to be a Fellow!