Stories tagged with Innovation

Jun 6, 2011 PH Philippines

By Allie Cook, KF15, Philippines

An example of an ASKI training for borrowers.

There are currently an estimated 10 million Filipinos currently working abroad, about one-tenth of the population.  They are called Overseas Filipino Workers or OFWs.  OFWs generally see their families once a year.

This means there are millions of children growing up without a mother or father.  Life is put on hold.  Millions of birthdays are missed and marriages are postponed...

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May 5, 2011 CO Colombia

By Nick Hamilton, KF13 Haiti and Dominican Republic, KF14 Colombia

I have now come to the end of my second placement as a Kiva Fellow. I have seen microfinance at work in two organisations – Interactuar and Esperanza International – in three different countries; Colombia, Haiti, and the Dominican Republic. My 6-month stint has been an eye-opener. It’s been fun and interesting, challenging and frustrating.

I embarked on this journey knowing very little about microfinance. I had a notion of the supposed pros and cons of this exciting, largely...

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Mar 3, 2010 PH Philippines

Vishnu Hariharan, KF10 Philippines

When I read a Kiva Fellows blog, it is a chance for me to switch off from the sparks of self awareness. I teleport across the world for 10 minutes to experience life as another Kiva Fellow – exposing me to the elements shaping the lives of Kiva clients. I would like to expose what I have found to be one of the key elements shaping the lives of ASKI’s clients – El Nino.

El Nino is a seasonal warming of the Pacific Ocean that upsets normal weather patterns and is causing droughts in Northern Philippines. ASKI serves over 4,000 Kiva...

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Jan 1, 2010 PH Philippines

When I was in grade school, we would start every year of Pilipino class with a lesson on what the Filipino traits were. The ones I particularly remember are: bahala na, pakikisama, hiya, mañana habit, and utang na loob. These five values inform every Kiva Fellow’s experience in the Philippines but also explain why many of the micro-entrepreneurs I’ve spoken to become borrowers in the first place. Literally translated, these words sometimes seem pejorative in English yet without understanding them, one would be hard-pressed to understand how...

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Jan 1, 2010 NI Nicaragua

By Meg Gray, KF9 Nicaragua

One example of a bad road I have faced.

I’ve driven over some pretty terrible roads over the last three months. It doesn’t seem to matter if they’re gravel, paved, dirt, or a mixture of the three. In Nicaragua every road has character and usually this “character” makes it harder to get to CEPRODEL’s clients. Now besides being an inconvenience, why does this matter? It matters because...

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