Stories tagged with Kiva Field Partners

Oct 10, 2011

By DJ Forza, KF16, Georgia

“We have to get out of this mindset that the rich will do the business and the poor will have the charity.” -Professor Muhammad Yunus, Nobel Peace Prize Winner

Ask any Kiva Fellow what the best part of their job is, and invariably you will hear, “Meeting Kiva Borrowers and hearing their stories.”  It’s an incredible honor to be invited into borrowers’ homes and businesses to witness firsthand how a Kiva loan has helped to change and improve their lives....
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Oct 10, 2011 PH Philippines

As I stepped out in the oppressive humidity of a Manila morning, my spirit was excited and ready to leave the protection of CCT head office’s wonderful air conditioning because this was the day I got to do another borrower verification. Previous fellows have shared different aspects of what a BV (Kiva speak for borrower verification) is and so for more detailed descriptions I will leave that up to them to share. ( Look here to see details of BV and here to see the conclusion to this fellow’s BV story).

There are different ways you can view what the BV does but I have enjoyed...

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Oct 10, 2011 BO Bolivia

By Mariela Cedeño, KF16, Bolivia.

Every time I walk into one of CIDRE’s offices in Bolivia, I always stop and take a look at their street sign. I’m not sure why, it’s a weird habit that reminds me of where I am, who I am working with, and the amazing opportunity that has been afforded to me as a Kiva Fellow. This past week, however, when walking into one of CIDRE’s branch offices I thought to myself, “I see this sign and I know that it means ‘loans available here’, but how do entrepreneurs know that they can get...

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Oct 10, 2011 EC Ecuador

By Emmanuel M. von Arx, KF 16, Ecuador

It happened two hours ago and my co-workers and I can still feel the shock in our bones. This day had begun like a normal day: At 7.30am Rubi Chaca – the young Kiva Coordinator of Banco D-MIRO  -, her 16-year old intern Joel Kenny Matias, and I had met outside of the bank´s headquarters, where we were picked up by Roberto, the official driver of the bank. He drove us to the branch office of Guasmo (about 3 miles from the center of Guayaquil) where we gave a training session to the local loan officers, reminding them about Kiva and...

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Oct 10, 2011 EC Ecuador

By Marcus Berkowitz, KF16, Ecuador

Farmers are tough cookies. As it turns out, they’re even tougher to finance effectively. Those who work in agriculture are faced with a unique set of conditions that make most traditional microfinance methods unfeasible for them. This post examines some of the reasons why farmers stand apart from other borrowers, and explores the clever efforts of an Ecuadorian Kiva partner to craft a loan product that is appropriate to their needs.

The partner is the Cooperativa de Ahorro y Credito San Jose de Chimbo, (Cooperativa San Jose...

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Oct 10, 2011

By DJ Forza, KF16, Georgia


It was a gorgeous autumnal morning in Tbilisi, when we set out for Rustavi; Georgia’s third largest city. As we drove east towards Azerbaijan, I was struck by the dramatic change in scenery during our short 30 minute drive to deliver a Kiva training at one of Credo’s newest branch offices. Not only did we leave behind...
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Oct 10, 2011 PH Philippines

“To Luzon (Head office, NCR, C.Luzon, Rizal, Laguna-Cavite, Batangas) staff: Due to heavy rains and strong winds brought by Storm Pedring, management advised to stay at home. Work is suspended today. Kindly monitor our communities if help is needed. Ingat mga kapatid. God’s protection be upon us all!”

The view from my window. Manila Bay is typically completely stagnant water which is why the waves crashing over the break wall were alarming.

This was the text message I...

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Oct 10, 2011 BO Bolivia

By Mariela Cedeño, KF16, Bolivia.

Banking the unbankable has always been my favorite nomenclature attached to the microcredit movement that has gained such strong momentum in recent years. When feeling more long-winded, I like to describe microcredit as a useful poverty alleviation tool (a piece of the pie) by which those that have been traditionally left out of the formal banking sector can access capital to help grow their enterprises. Though it’s difficult to measure exactly how many...

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Sep 9, 2011

By Kim Strathearn, KF16, Turkey

Unlike some of my KF16 fellows classmates, I did not have to rush to the bookstore to read up on the country where I was about to be posted, figure out if my cell phone would work overseas, or learn about internet capabilities because Istanbul has been my home for about the last 12 years.  I am lucky that I already have an apartment, know how to get around, know how to order what I want to eat and even knew where my MFI was located.  No panic attacks about my new location but lots of panic about blogging and about what my first blog should be on....

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Sep 9, 2011 EC Ecuador

By Emmanuel M. von Arx, KF 16, Ecuador

What do a song and a wheelchair ramp have in common? If you are a corporate lawyer in Ecuador, you may know the answer. Everybody else, please read on.

Only recently I learned that my host and Kiva´s partner organization Banco D-MIRO has its own company song! It combines a memorable piece of poetry with a rather inspired composition. To quote some of its infectious text:

Somos tu familia, tu lugar – Somos el apoyo de tu andar – Somos credibilidad y porvenir. – Banco D-MIRO, siempre contigo – Siempre...

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