Stories tagged with Tanaoba Lais Manekat (TLM)

May 5, 2012 ID Indonesia

Heather Sullivan | KF17 | Indonesia
Chris Paci | KF16 & KF17 | Ukraine

When not sampling local delicacies or fording swollen rivers to visit borrowers, Kiva Fellows occasionally find themselves stuck in the office, chatting on Skype and sharing experiences (both raucous and ruminative) from the field.  In one recent conversation, the two of us, Heather and Chris, discovered that we were facing nearly opposite sets of problems surrounding the issue of borrower privacy. While Chris’s field partner in Ukraine was finding it hard to convince suspicious...

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May 5, 2011 ID Indonesia

Yvonne Chen, a Boren Fellow in Indonesia (2010-2011) and a graduate student at The George Washington University’s Elliott School of International Affairs, contacted me after reading about my experience here at TLM on the Kiva Fellows blog.  She was interested in conducting her research study in West Timor with TLM to collect data for her thesis on youth financial inclusion in East Indonesia.  Despite her busy schedule, Yvonne was able to share some findings from her West Timor research as well as thoughts on Indonesian microfinance and Kiva’s work.  Enjoy reading the interview below!

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Apr 4, 2011 ID Indonesia

When I first arrived at TLM in January, I read their 2011 business plan and was thrilled to see that the MFI was planning to launch mobile savings by mid-year! Just as kids dream of sugar plums and gumdrops at Christmas, my mind flooded with images of cellphones chirping with loan repayment text messages and happy borrowers following up on their loans far away from any branch office. I was elated that I was placed at an MFI that was pioneering the way with mobile phone banking technology!

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Mar 3, 2011 ID Indonesia

When I first told friends and family that I was headed to West Timor for several months for my Kiva Fellowship, I often heard the response, “Huh, there’s a West Timor?”

Most people are more familiar with Indonesia’s neighbor, East Timor, due to its 25-year struggle for independence, which often splashed in the headlines of Western papers.  This long and violent battle for independence has resulted a strong UN presence and continuous aid relief efforts in East Timor.  In strict contrast, West Timor of Indonesia’s Nusa Tenggara Timur (NTT) province was left out of the limelight.

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Feb 2, 2011 BO Bolivia

Fellows wrote about visiting with borrowers and so much more (South African clients pictured above)

Members of the 14th class of Kiva Fellows have officially hit their stride. While we never know where the next dispatch will come from or what interesting topics the Fellows will cover next, we always know we’ll be transported, entertained, and edified. This past week, topics included “Christmas”, trekking to a remote village (with video!), handling adversity (...

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Feb 2, 2011 ID Indonesia

Are microfinance institutions (MFIs) exploiting poor borrowers by charging the excessive interest rates?  Some people think so, especially after the publicity around Andhra Pradesh in India.  Despite recent events, there has always been a widespread agreement that most MFIs should operate sustainably, keeping costs as low as possible, and charging interest rates high enough to cover these costs.  However, even in these instances, rates hover much higher than your typical commercial bank.

One of the leading factors attributing to high MFI interest rates is administration expense. ...

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Sep 9, 2009 ID Indonesia

by Cissy DeLuca, KF8, Indonesia

This past week is my last week working at TLM in West Timor. TLM is also partnered with Opportunity International (OI) Australia, which is their primary source of funding. To promote this relationship, TLM often hosts “Insight Trips,” which allow supporters of OI to pay a fee to visit a partner MFI of their choice. These trips promote donor understanding and create the potential for them to further contribute to the work of the MFI.

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Aug 8, 2009 ID Indonesia

by Cissy DeLuca, KF8, Indonesia

When most people think of Indonesia, the first places that usually come to mind are Bali and Jakarta. West Timor may be the last place a person associates with Indonesia. West Timor is part of the NTT province, which is the poorest in Indonesia. That means the people of this area need Kiva lenders the most!

Nestled in the bustling metropolis of Kupang is a humble organization called Tanaoba Lais Manekat. Only posting on Kiva since March 2009, they are rapidly becoming the next big thing in microfinance, Kiva and the world!

I...

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Jul 7, 2009 ID Indonesia

Last week I was able to meet some Kiva clients while doing borrower verifications. Shanty, one of the Kiva Coordinators, and I decided to print out their Kiva profiles and show them what the world had seen.

Although they get an explanation of what Kiva is when they sign the client waiver, many TLM clients have no knowledge of the internet. To see a printed out profile with their pictures, along with some of the faces of people who had loaned to them, was very exciting for these clients!

Fret Passu’s Group and Oliftataf 44-B Group handled the printouts as if they were gold and...

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Jul 7, 2009 ID Indonesia

by Cissy DeLuca, KF8 Indonesia

At TLM, there is an informal uniform code for each day of the week. Mondays are for blue shirts, Tuesdays are for orange, Wednesdays we wear green, Thursdays the staff wear the TLM batik and Fridays are for custom made blue and white shirts. On the back of these shirts reads, “Give your heart to love, Give your hands to serve.”

Roni, a TLM loan officer, in the field

In previous experiences...

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