Stories tagged with MAXIMA Mikroheranhvatho Co., Ltd.

Apr 4, 2012 KH Cambodia

Jen Truong | KF17 | Cambodia

Poverty is terrible. It is unfair and merciless—I am certain many can agree to that. Often times people are born into it, other times poverty hits them out of nowhere, but the worst is when it oh so gradually creeps up into the lives of people absolutely undeserving of such a life. As my fellow KFer, Adria, mentioned in an earlier post regarding poverty, there are “different ways to be poor,” and after living in Phnom Penh for almost three months now, I can say that I agree to that statement completely. It is so obvious here that people are not...

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Feb 2, 2012 KH Cambodia

Jen Truong | KF17 | Cambodia

After experiencing my first day at work as a Kiva Fellow, I can tell you this much: One should always expect the unexpected! For me (and I feel incredibly fortunate for this), most of my unexpecteds so far have turned out to be only pleasant. Below, I have listed some details and thoughts of my first days being in Cambodia and at my MFI, MAXIMA, that I hope you will find at least entertaining.

The Expected:

1. Cambodia’s weather
Cambodia is humid! Granted, this is coming from...

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Apr 4, 2011 KH Cambodia

By Stephanie Sibal, KF14, Cambodia

It oftentimes begins with the aspiration of achieving something bigger: many enterprising Kiva borrowers request loans to start new ventures or expand businesses. Some rely on a Kiva loan to remedy a setback.

However, not all borrowers take out loans with the intention of starting or growing a business. Coming from places where running water, electricity, and sometimes even a roof for their house are considered luxuries, countless borrowers request loans to improve the quality of their lives.


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Mar 3, 2011 KH Cambodia

By Stephanie Sibal, KF14, Cambodia

Gritty streets, massive white buildings, heavily-guarded gates. These are a part the outside view, the experience of someone blindly walking by a garment factory in Cambodia. About 20 kilometers out of Phnom Penh are Ta Khmao and Kandal Sleung, regions well-known for the numerous garment and apparel production factories there.

Of course, there is more to garment production than the fashionable pieces that exit the factory for commercial sale; there is the story of the garment factory worker who works tirelessly to produce them....

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Feb 2, 2011 BJ Benin

Compiled by Alexis Ditkowsky, KF14, South Africa

Kiva's microfinance partners often provide services beyond finance, including housing (pictured above in Colombia), education, energy, agriculture, hospitality, business, women's rights, community, and culture.

Another week, another incredible range of dispatches from around the world. Several Fellows told their stories with video and pictures while others took time to reflect on the state of microfinance as a global...

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Feb 2, 2011 KH Cambodia

By Stephanie Sibal, KF14, Cambodia

In the last few weeks, while hopped up on caffeine from too many cups of instant coffee, when I was approached and asked to create a marketing plan for MAXIMA, the microfinance institution (MFI) hosting my Kiva Fellowship in Cambodia, I overeagerly agreed.

Prior to my fellowship, I spent some time working in public relations, so the task of creating a marketing plan wasn’t completely new to me. In order to get started, I needed to figure out how MAXIMA markets to its borrowers in the first place. I knew the first place to start was...

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Dec 12, 2010 KH Cambodia

Cambodia has a long and rich history in silk production and weaving dating back more than a thousand years. Women across southern Cambodia have looms in their homes, and they practice the art passed down from their mothers and grandmothers. But now the ancient craft is slowly dying as the cost of imported raw silk continues to climb while the price of finished silk textiles drops.

Silk weaving has been part of Cambodia culture for centuries. At Angkor Wat, the ancient temple complex built in the early 12th century, images of women wearing traditional silk garments that are...

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Aug 8, 2010 KH Cambodia

The standard salutation in Cambodia is Sua s’dai, “Hello,” followed by Nham bay howie nov? or “Have you eaten?” For the rest of the day, if you see someone a second or third time you don’t need to bother with any greeting–other than inquiring about their lunch or dinner.

This isn’t limited to when speaking Khmer, either. When I arrive at work at MAXIMA, my co-workers immediately ask me–in English–if I have had breakfast. Kiva borrowers ask me, via the credit officers, if I’ve eaten yet when I arrive at their...

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May 5, 2010 KH Cambodia

Me and my colleagues getting our nails done!

Admist the client visits, operational costing, and process mapping, Kiva Fellows get to take some pretty amazing weekend escursions. Some of these trips take us to beautiful mountains, crystal blue volcanic lakes and still others take us to places impossible to imagine, until we’re there.

While watching the “Road Less Traveled” on Nat Geo the other night, the host said something, “To me travel is about...

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Apr 4, 2010 KH Cambodia

Yes! And I’ll say again!

Consumption! Consumption! Consumption!

But don’t worry, I’m here to tell you that Consumption is not a dirty word!

Before I became a Kiva Fellow, I was a Kiva Lender, and whenever I saw a consumption loan, I admit, I “clicked” away. I judged these loans, labeled them, and stuck them in a box called, “Lame: borrowers lack initiative.” My thinking was, “Why don’t borrowers just concentrate on improving their business, and then they could save-up their profits for X.”

The problem: I was...

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