By Jeremy Gordon, KF11 and Rachel Brooks, KF10, Kenya

“Esther Keino hopes Juhudi will consider giving loans without requiring solidarity groups in future as group lending is sometimes discouraging because not all members are reliable.”

“Peter is grateful Juhudi Kilimo is focusing on the rural poor who would otherwise have limited or no access to capital. He likes the funding for dairy cows as it is not just for financial purposes but also for social purposes, as it improves the health of families.”

Kiva entrepreneurs can often be a little uncomfortable...