Stories tagged with Indonesia

Apr 4, 2011 BO Bolivia

Compiled by Alexis Ditkowsky, KF14, South Africa

Kiva Fellows love to learn about the intersection of food and business (Colombia pictured)

Let’s take a moment to vicariously consume baked goods in Colombia, coffee in Nicaragua, tomatoes in Ukraine, and a traditional meal in Nepal. Once you’re sated, you can read about the dismal state of trash collection in Guatemala, the lives of borrowers in Bolivia, what “mobile” savings really means...

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Apr 4, 2011 ID Indonesia

When I first arrived at TLM in January, I read their 2011 business plan and was thrilled to see that the MFI was planning to launch mobile savings by mid-year! Just as kids dream of sugar plums and gumdrops at Christmas, my mind flooded with images of cellphones chirping with loan repayment text messages and happy borrowers following up on their loans far away from any branch office. I was elated that I was placed at an MFI that was pioneering the way with mobile phone banking technology!

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Mar 3, 2011 GT Guatemala

Compiled by Alexis Ditkowsky, KF14, South Africa

Many Fellows get around in fanciful local taxis (Indonesia pictured)

While it may have been a slower “official” news week than usual, I can assure you that the Fellows are keeping busy. One Fellow spent hours searching fruitlessly for borrowers in the jungle, another has been suffering from serious gastrointestinal issues (aren’t you glad he didn’t post about that?), and the rest of us have...

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Mar 3, 2011 ID Indonesia

Did you expect an Indonesian Rap song when you first clicked on the blog link?  Sorry no unique West Timor rap here.  Actually the #1 artist that I’ve heard is Justin Beiber, and I’ve been notified on SEVERAL occasions that he’ll be playing in Jakarta soon.  I’ll spare you and not embed his latest track into this blog, though if you’d like the true Kupang experience, feel free to download the song from iTunes and listen while reading the rest of this post.

Despite the shock of seeing so many Justin Beiber fanatics on the isolated island of West Timor, I was perplexed by the brightly...

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Mar 3, 2011 AM Armenia

Compiled by Alexis Ditkowsky, KF14, South Africa

This week, take a trip to the field with Kiva Fellows (Mexico pictured)

For many Fellows, this week was about getting back to basics: the borrowers. In between fun facts about Kiva Fellowships, doing database detective work, and reflecting on the internal dynamics of Kiva’s partner microfinance institutions, Fellows found themselves in the field again and again, much to their delight and often to the delight of...

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Mar 3, 2011 KH Cambodia

By David McNeill (Sierra Leone) and Adam Cohn (Rwanda), with lots of help from the 14th class of Kiva Fellows

It turns out that one thing Kiva Fellows seem to have in common is a love for data. With that, Kiva Fellows David and Adam polled the current fellows in the field on the costs of various necessities and niceties in their current placements. The numbers, which we humbly title the Kiva Fellows Index, give some good insight into the conditions in the far-flung places we now live and work.

Far from home
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Mar 3, 2011 GH Ghana

Compiled by Alexis Ditkowsky, KF14, South Africa

Last week, Kiva Fellows took you to places you may not have known existed (West Timor, Indonesia, pictured)

The Fellows will be covering International Women’s Day later this week but let’s take a moment to acknowledge its lesser-known cousin in Kyrgyzstan, “Man’s Day”. And while you’re appreciating culture and history in far-off places, take a trip to Peru and West Timor through photos,...

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Mar 3, 2011 ID Indonesia

When I first told friends and family that I was headed to West Timor for several months for my Kiva Fellowship, I often heard the response, “Huh, there’s a West Timor?”

Most people are more familiar with Indonesia’s neighbor, East Timor, due to its 25-year struggle for independence, which often splashed in the headlines of Western papers.  This long and violent battle for independence has resulted a strong UN presence and continuous aid relief efforts in East Timor.  In strict contrast, West Timor of Indonesia’s Nusa Tenggara Timur (NTT) province was left out of the limelight.

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Feb 2, 2011 BO Bolivia

Fellows wrote about visiting with borrowers and so much more (South African clients pictured above)

Members of the 14th class of Kiva Fellows have officially hit their stride. While we never know where the next dispatch will come from or what interesting topics the Fellows will cover next, we always know we’ll be transported, entertained, and edified. This past week, topics included “Christmas”, trekking to a remote village (with video!), handling adversity (...

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Feb 2, 2011 ID Indonesia

Are microfinance institutions (MFIs) exploiting poor borrowers by charging the excessive interest rates?  Some people think so, especially after the publicity around Andhra Pradesh in India.  Despite recent events, there has always been a widespread agreement that most MFIs should operate sustainably, keeping costs as low as possible, and charging interest rates high enough to cover these costs.  However, even in these instances, rates hover much higher than your typical commercial bank.

One of the leading factors attributing to high MFI interest rates is administration expense. ...

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