Stories tagged with Ecuador

Nov 11, 2011 EC Ecuador

By Emmanuel M. von Arx, KF16, Guayaquil (Ecuador)

One of the great joys and privileges of being a Kiva Fellow is to go along with loan officers when they are meeting Kiva borrowers and new clients. One of my most memorable outings was a visit of an HIV-clinic in a public hospital in Ecuador´s largest city Guayaquil. In the first part of this blog post I recounted how I drove with Nahin Alvarado from Banco D-MIRO´s headquarters on Guayaquil´s Isla Trinitaria to the HIV-clinic at Hospital Abel Gilbert. Nahin is the bank´s loan officer specializing in HIV-positive and/or disabled...

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Nov 11, 2011 EC Ecuador

Compiled by Kathrin Gerner, KF16, Rwanda

Meru, Kenya (by Claire Markham)

This week on the Kiva fellows blog, start out by learning about three new microfinance products – microinsurance in Indonesia, higher education loans in the Philippines and green and water loans in Kenya. Continue on to Nepal to admire the handiwork of artisan borrowers. Make your way to Ecuador to find out more about the risk of indebtedness. Share the fellows’ personal...

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Nov 11, 2011 EC Ecuador

By Marcus Berkowitz, KF16, Ecuador

When I was a kid and I asked for something I wasn’t going to get, my mother would start snidely singing, “You Can’t Always Get What You Want”. Unfortunately for borrowers with a lot of outstanding debt, nobody is there to sing to them if they don’t get the loan they are looking for.

My first experience meeting borrowers several weeks ago was thus a complicated one. First, a little background.

The Cooperativa San Jose (CSJ), a credit union, has been implementing its Ventanillas Rurales micro-loan product in the remote Ecuadorian...

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Nov 11, 2011 EC Ecuador

Compiled by Kate Bennett, KF16, Peru

Students from Fundación Paraguaya's financially self-sufficient San Francisco Agricultural School sell their products in Asunción's weekly farmer's market

This week’s Fellows Blog is armed with stories from the field: stories of the uncertain world borrowers live in, and how they (and we) cope with it. We’ve learned that everyone gets tired running a 5K in Paraguay, but for a good enough cause, we can...

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Nov 11, 2011 EC Ecuador

By Emmanuel M. von Arx, KF16, Ecuador

“Don’t be scared to shake the hand of a client with HIV or to drink out of his glass. You cannot get infected that way.” This was the message that Nahin Alvarado repeated over and over during a training session in September with a group of twelve new and somewhat incredulous loan officers of Banco D-MIRO, when I first met him. A loan officer himself, Nahin has been with Banco D-MIRO for more than two years, focusing on two very special client groups who – not just in Ecuador – have long suffered from discrimination...

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Oct 10, 2011 BO Bolivia

Compiled by Kate Bennett, KF16, Peru

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Want a fresh look at Kiva clients on-the-ground? This week fellows share stories and mixed-media that bring us directly into the cities, homes and pulperías of borrowers. From the marketplace in Bolivia, to the streets of Guayaquil, to the dumps of Kenya, we learn about the challenges of working in...

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Oct 10, 2011 EC Ecuador

By Emmanuel M. von Arx, KF 16, Ecuador

It happened two hours ago and my co-workers and I can still feel the shock in our bones. This day had begun like a normal day: At 7.30am Rubi Chaca – the young Kiva Coordinator of Banco D-MIRO  -, her 16-year old intern Joel Kenny Matias, and I had met outside of the bank´s headquarters, where we were picked up by Roberto, the official driver of the bank. He drove us to the branch office of Guasmo (about 3 miles from the center of Guayaquil) where we gave a training session to the local loan officers, reminding them about Kiva and...

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Oct 10, 2011 EC Ecuador

By Marcus Berkowitz, KF16, Ecuador

Imagine yourself stepping outside of your tomato-colored house and onto a peaceful street, steeply hung over a mid-sized Ecuadorian town nestled in a lush valley. It’s nearly silent as you walk to the bus stop. You can see the center of town bustling below you. The giant Mt. Chimborazo in the distance and the smaller range just in front of it block the harshness of the early morning sun, casting a soft light on the quiet countryside.

This peace lasts no more than a couple of minutes before it is loudly shattered by the shouting of...

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Oct 10, 2011 KH Cambodia

Compiled by Kathrin Gerner, KF16, Rwanda

Six on a Motorbike in Cambodia (by Dave Weber)

This week on the Kiva fellows blog: Hop on a poda-poda or an okada to try out an adventurous way to get around Sierra Leone. Find out why loan use in Tajikistan is not as straightforward as you may think. Learn how the principle of “trust but verify” is applied in Georgia. Explore the clever efforts of an Ecuadorian Kiva partner to craft an agricultural loan...

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Oct 10, 2011 EC Ecuador

By Marcus Berkowitz, KF16, Ecuador

Farmers are tough cookies. As it turns out, they’re even tougher to finance effectively. Those who work in agriculture are faced with a unique set of conditions that make most traditional microfinance methods unfeasible for them. This post examines some of the reasons why farmers stand apart from other borrowers, and explores the clever efforts of an Ecuadorian Kiva partner to craft a loan product that is appropriate to their needs.

The partner is the Cooperativa de Ahorro y Credito San Jose de Chimbo, (Cooperativa San Jose...

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