Stories tagged with Ecuador

Dec 12, 2011 EC Ecuador

By Marcus Berkowitz, KF16, Ecuador

Institutional birthdays in the US can be fairly stuffy affairs. Seating is often arranged to maximize contact with those in the institution with whom one has never spoken (perhaps for good reason, argue some guests) and they tend to be remembered more for inappropriate comments inserted into otherwise boring speeches rather than for the celebrations that they hope to be but rarely are.

Not so at the Cooperativa San Jose de Chimbo (CSJ). Instead of standing around awkwardly, everyone secretly wishing they were somewhere else, the 47th...

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Dec 12, 2011 EC Ecuador

By Emmanuel M. von Arx, KF16, Guayaquil (Ecuador)

My host and Kiva´s partner organization Banco D-MIRO provides over ten different types of microloans to borrowers in and around Guayaquil: among them loans to finance housing improvements, school expenses, medication, and loans awarded specifically to employees, young people with a great idea but no experience, and – as Ecuador´s only microfinance institution – discount loans for HIV-positive micro-entrepreneurs.

I am the first to attest, that all these loans have found enthusiastic and committed takers. Yet, one borrower...

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Dec 12, 2011 EC Ecuador

By Marcus Berkowitz, KF16, Ecuador

“We built a little house” she replied happily, when I asked how she had used the loan. I looked down at my sheet. Oops. This loan, according to its Kiva description, was for corn seeds and fertilizers.

"A little house". Typical rural house made of wood, with a part-thatched, part-aluminum roof. Chillanes Canton.

Of course, we have no right to insist on any particular loan use. That’s not the point. But of the first...

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Dec 12, 2011 CR Costa Rica

Compiled by Kathrin Gerner, KF16, Rwanda

Fishing at the coast of Sierra Leone (by Tejal Desai)

December has long been the month of annual awards, looking back and frantic searches for presents. The Kiva fellows blog is no exception to this rule: Share the fellows’ memories by taking a photographic journey through Sierra Leone and watching a video about a typical day of a fellow conducting loan officer trainings. Learn about some incredible women in Costa...

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Dec 12, 2011 EC Ecuador

By Emmanuel M. von Arx, KF 16, Guayaquil (Ecuador)

Video posts on a “typical day” in the life of a Kiva Fellow are a time-honored tradition on the Fellows Blog. Past examples include the fantastic video blog of Josh Bull (KF6) on a day he spent meeting borrowers in Tarma (Peru); Nick Hamilton (KF14) has created a video blog on his life as a Kiva Fellow in Haiti and the Dominican Republic; and Josh Wilcox (KF9) has published A day in the life of a Kiva Fellow as part of his video dairy that he kept in Ica (Peru).

Many of these past videos highlight the excitement...

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Nov 11, 2011 EC Ecuador

Compiled by Kate Bennett, KF16, Peru

A borrower who took out microfinance loans to purchase a water tank and greenhouse. By Claire Markham, in Nairobi, Kenya

Last week’s stories from the field elucidate readers on a number of Kiva-questions, and pose a few questions of their own: what is a Wandering Kiva Fellow, and is a Kiva Fellowship right for you? How can microloans support a green or agriculturally sustainable economy? In a country bouncing back from a civil war, how can...

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Nov 11, 2011 PE Peru

By Robert Gradoville, KF16, Peru

The door to my Kiva office in Cusco, Peru

Should I become a Kiva Fellow? I imagine a lot of the Stories From The Field blog followers have considered applying to the Fellowship, or have wondered what the comparison is between the Kiva Fellows Program to similar volunteer or development programs abroad. This may include the Peace Corps, overseas research grants, ...

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Nov 11, 2011 EC Ecuador

By Emmanuel M. von Arx, KF16, Guayaquil (Ecuador)

One of the great joys and privileges of being a Kiva Fellow is to go along with loan officers when they are meeting Kiva borrowers and new clients. One of my most memorable outings was a visit of an HIV-clinic in a public hospital in Ecuador´s largest city Guayaquil. In the first part of this blog post I recounted how I drove with Nahin Alvarado from Banco D-MIRO´s headquarters on Guayaquil´s Isla Trinitaria to the HIV-clinic at Hospital Abel Gilbert. Nahin is the bank´s loan officer specializing in HIV-positive and/or disabled...

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Nov 11, 2011 EC Ecuador

Compiled by Kathrin Gerner, KF16, Rwanda

Meru, Kenya (by Claire Markham)

This week on the Kiva fellows blog, start out by learning about three new microfinance products – microinsurance in Indonesia, higher education loans in the Philippines and green and water loans in Kenya. Continue on to Nepal to admire the handiwork of artisan borrowers. Make your way to Ecuador to find out more about the risk of indebtedness. Share the fellows’ personal...

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Nov 11, 2011 EC Ecuador

By Marcus Berkowitz, KF16, Ecuador

When I was a kid and I asked for something I wasn’t going to get, my mother would start snidely singing, “You Can’t Always Get What You Want”. Unfortunately for borrowers with a lot of outstanding debt, nobody is there to sing to them if they don’t get the loan they are looking for.

My first experience meeting borrowers several weeks ago was thus a complicated one. First, a little background.

The Cooperativa San Jose (CSJ), a credit union, has been implementing its Ventanillas Rurales micro-loan product in the remote Ecuadorian...

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