Stories tagged with All

Jan 1, 2010

By Karl Baumgarten KF10, Lima, Peru

I arrived in Lima at 3am Sunday, pretending to be ready to start my second fellowship with EDAPROSPO in just 4 hours. After 2 hours spent regretting my poor planning in the customs line, I hailed a cab and whizzed through Lima’s empty streets to my hospedaje. A few hours of restless sleep and a cup of instant coffee later, I hailed another cab, although in an altogether different Lima. The quiet tranquil city I had seen just 4 hours earlier had transformed itself into a city bursting at the seams with taxis, combis, buses and people...

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Jan 1, 2010 SN Senegal

By Nicki Goh, KF9 Senegal

Now that I am well into my second month here in Senegal, I thought it was worth sharing a little background on the MFI where I am working.

Senegal Ecovillage Microfinance was set up in 2004 by an American volunteer, John Fay, who was carrying out an economic assessment of the village of Louly Ngogom in Senegal. Following interviews with the villagers, John decided to set up a small micro-loan pilot programme to meet the demand for financial services in otherwise un-served communities. In that first year of 2004, he lent...

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Jan 1, 2010

By Kelly McKinnon KF9, Leon Nicaragua

I ask my mom to edit most of my writing because she is super smart (and beautiful and kind and fun and patient) but also because she is a great audience has a general understanding of what I’m doing as a Kiva Fellow.

The exchange that follows is from my mom’s review of my latest blog “The View From Here” in which I talked about two borrower stories. My responses to her questions are far from academic explanations and my terse answers leave an enormous amount unsaid. But this post is less about explanations and more about...

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Jan 1, 2010 PE Peru

By Sheethal Shobowale, KF9, Peru

Doris, one of the loan officers at Asociación Arariwa, has been working with clients in Urubamba and Cusco for 17 years.

I sat in on one of the monthly loan payment meetings of one of her communal banks, Aguas Buenas.  All members paid their monthly payments on time, but two of the members asked permission beforehand not to attend.  Because of their absence, Doris commented on the importance of attending the monthly meetings, saying “No vamos a lograr nada” (We won’t achieve anything this way).  She...

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Jan 1, 2010 VN Vietnam

By Alex Duong, KF9, Vietnam

Before continuing, please take time to read colleague Victoria Kabak’s post on Nicaragua. I’d like her courageous efforts to be recognized. And if you are out to make a loan today, rather than Vietnam, please consider funding someone in Nicaragua here, particularly a borrower with AFODENIC.

Victoria, I don’t have an answer either. Perhaps build a regression model? But that is probably skewed by my swimming in a quantitative pool these last few days with friends cash flow and NPV.
***

Ok, on to this post about ancillary...

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Jan 1, 2010 TG Togo

This is as close as I can get to looking Togolese!

By Taylor Akin, KF9, Togo

It’s amazing how identity can be so malleable. In a matter of hours, a person can be transformed from local to foreigner, fluent to fumbling, familiar to fascinating, and even from black to white. Anyone who has ever travelled even just a couple hours outside their hometown has experienced this shift. The change in identity may happen to varying degrees, but its unpredictability...

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Jan 1, 2010 EC Ecuador

By Josh Wilcox, KF10 Ecuador

Greetings from KF10!  As the first to start a placement with the most recent Fellows class, I’d like to share my first New Year’s experience outside the good ol’ US of A.  During the first week of my Kiva Fellows placement at brand new Kiva Field Partner Cooperativa San José, I was fortunate enough to spend December 31 recognizing and celebrating the Año Viejo (Old Year) while also welcoming in the Año Nuevo (New Year).  At Cooperativa San José, one of the Cooperativa’s suppliers of office materials gave...

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Jan 1, 2010 PH Philippines

Mary Riedel KF 9 Philippines

Last month I picked up my clothes from the Washeteria. I was psyched, walking home with that, “I have clean clothes to wear,” feeling (you know the one). I got home, opened the cube shaped bag, it smelled so nice, even my underwear were folded! “What can I wear tomorrow?”

I stumbled upon a long blue, polyester skirt.  “Hmmm, this definitely doesn’t look like mine,” (although having worn uniforms for 12 years I did feel a slight connection.)

Quickly I worried, “If I have...

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Jan 1, 2010 PH Philippines

by Josh Weinstein, KF9 Philippines

How do you define poverty?   A basic needs index looks at whether (and to what extent) fundamental needs are fulfilled – food, water, shelter, clothing – and whether people have access to critical services – education, information (newspapers, etc.), sanitation facilities, healthcare, financial services.  This is an absolute poverty calculation, which uses a standard threshold that can be compared across countries and continents.  Another method is to use a national poverty line, usually a...

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Jan 1, 2010 NI Nicaragua

By Kelly McKinnon, KF9 Leon, Nicaragua

In my time as a Kiva Fellow I’ve written more than 100 borrower profiles and 40 or so journal updates. When writing profiles one tends to fall into a rhythm, there are words that come up repeatedly, expressions that are almost invariably used, translations that don’t quite work. Often my days are spent trying to deciphering the handwriting of a loan officer with little knowledge of the borrower beyond what is scrawled. Most of the time I look at the back of a computer. It wasn’t exactly the vision I had when I dreamed of joining the...

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