HomeMicrofinance • Article

Behind the Scenes of a Kiva Loan

December 10, 2013


Wrapping up my fellowship in Kenya has prompted me to reflect on what I’m finding most valuable about my time here. Many experiences come to mind but the top two are: (1) being able to meet Kiva borrowers in the field and (2) being able to work closely with Kiva partners on the ground.

We spend a lot of time here focusing on Kiva borrowers and Kiva lenders. We highlight Kiva borrowers to show the life changing things they are doing with Kiva loans. We also focus on Kiva lenders so they know they are appreciated and they feel a connection with the recipients of their loans. What about those on the ground making all of this possible?

Today, I would like to spotlight the many people who work hard everyday to make these loans available. These are people who exist between the Kiva borrowers and Kiva lenders. They work behind the scenes to make all of this possible and I would like to thank them for their dedication and support.

Here’s a look behind the scenes of a One Acre Fund loan on Kiva. One Acre Fund pre-purchases seeds and fertilizer when prices are low and passes the cost savings to farmers. Throughout the planting and harvesting season, One Acre Fund also provides training and support to the farmers as they make payments back to One Acre Fund. The organization then repays the Kiva loan on behalf of the farmers. With support from One Acre Fund and loans from Kiva lenders, these farmers have a chance at a successful harvest, increased profits and improved lives.
Behind The Scenes Of A One Acre Fund Loan!