Nov 16, 2008 UG Uganda

They seem to always be where you are, which is to say everywhere, as repellant and inescapable as a maelstrom of gnats. Step around one and you bump into another. You politely wave them off and mumble “no, thanks” with a disingenuous smile. Making eye contact might suggest interest or intent; or worse, invite confrontation. So you learn to ignore them. Faceless, nameless, spiritless ghosts you look right through and beyond. They don’t appear in travel magazine teaser shots or in the imaginations those publications sell. Their sole purpose, it seems clear, is to detract and annoy and chip...

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Nov 15, 2008 KH Cambodia

It has passed 1 month since I started work with Hattha Kaksekar Limited(HKL) in Cambodia.

I’d like to post how HKL works, how the staffs are etc because I hope many people know more and feel something familiar with the MFI.

Firstly let me describe one day in HKL. The office hour is 7:30 a.m. To 4:30.p.m. It’s 1 hour lunch time from 12:00. I was so surprised that they...

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Nov 14, 2008 KH Cambodia

I’ve been working with CREDIT-MFI as a Kiva Fellow for about a month and a half, and I still feel like I’m getting my feet wet. CREDIT is fairly large with about 360 employees working throughout Cambodia in their 7 branches. I work closely with CREDIT’s two Kiva Coordinators, Sopheap and Vichet, at the head office in Phnom Penh. We work behind the scenes managing Kiva CREDIT clients in CREDIT’s Management Information System (MIS), and on the Kiva website. We translate business questionnaire forms and often journal questionnaire forms (when we do not interview the clients directly) from...

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Nov 13, 2008 TG Togo

This is my first post from the field, and, unfortunately, I’m not writing to share an inspiring microfinance success story or even a heartwarming cross-cultural anecdote, as I was hoping I would be.  I am writing to tell about a conversation that threw an uncomfortably bright spotlight directly on the basis of my being here in Africa, and the basis of Kiva’s mission itself. I am stationed in Togo, a tiny West African country that ranks the 13th poorest in the world, with a GDP per capita in 2007 of $167.  I am living with a Togolese family, and there is a 26-year old guy named...

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Nov 13, 2008 TJ Tajikistan

Having researched Tajikistan’s economy prior to arriving here, I had a difficult time reconciling the numbers.  It has a literacy rate of 95% and fairly high costs of goods like a developed country yet exceptionally low per capita incomes of some $340 similar to those of the poorest in the world.  How does an educated population earn so little yet pay for goods clearly beyond its reach?

It is the Soviet legacy which has left most of the population over the age of 30 with a reasonably good education.  Mothers and fathers subsisted on moderate civil servant salaries at the...

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Nov 12, 2008

What does an African country do in the aftermath of election violence in its neighbors, including Kenya and Zimbabwe? In the case of Ghana, about to hold its presidential elections in December, it takes the mere thought of election violence very seriously and starts a country-wide campaign against it.

Africa is a very big place, but in some ways despite its vast landscapes, cultures, and governments, there is a sense in Ghana that it is all connected. African wear and television channels like TV Africa connect them together and create a sense of...

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Nov 11, 2008 TJ Tajikistan

I wanted to share two really beautiful events from the past week: celebrating the election and attending my first Tajik wedding.

The U.S. Election

Contrary to the excitement that most were feeling on election day, I was feeling lousy. Here we were, on the edge of something truly great, and I was not able to participate. Of all the elections in all of the world, why did I have to miss this one?

Tajikistan is 10 hours ahead of the East Coast, so it was fairly obvious that Obama...

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Nov 9, 2008 ID Indonesia

Kerti Moses and his wife Endang had one of the biggest homes I had seen in almost fifty visits to DINARI Foundation’s clients. The exposed concrete foundation elevated the house above the nearby dwelling of one of the couple’s workers. The entire floor was covered in big ceramic tiles printed like green marble, and the white walls still had a lingering freshness in parts. Inside was a big room with high exposed rafters and smaller bedrooms adjoining it. The main room was empty save for a table in one corner and a TV against the far wall....

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Nov 8, 2008 SD Sudan


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Nov 7, 2008 UG Uganda

Poverty is a riot of inconsistencies and mysterious shades of complexity. Today, after a long week in the field, I’m wondering how anyone could possibly work their way out of the despair they inherited with birth when so many forces conspire against them, especially women.

Poverty is defined as a condition of unacceptable material deprivation, according to a particular society’s standards of what’s acceptable and what’s not. Poverty is widely acknowledged to be a multi-dimensional condition; however most efforts to measure its extent and...

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