I am finding myself in situations here that require much moral thought, and I can’t seem to come up with the right answer, no matter which choice I make. There are children everywhere, all of them somehow under the age of twelve, and all of them working the same trade, selling bracelets, scarves, and little souvenirs on the streets, sharing their stories of sadness and begging for your business. I don’t know what to do with them. Long ago I couldn’t have seen anything but goodness in giving to a child- believing that my money and my food will help them out of their poverty. Now, I see...Continue Reading >>
Kampala, Uganda A loan funded by Kiva social lenders benefits the Microfinance Institution (MFI), the lender, as well as the poor borrower. The MFI potentially earns gross profit from the loan to sustain its business and, in the case of a MFI structured as a for-profit company, to generate a financial return for the owners.
Where the MFI is a not-for-profit venture, surplus interest income may be invested in non-financial programs which generate expenses but little or no revenue.... Continue Reading >>
In the United States, to have one’s credit card account put “on hold” would be grounds for getting slightly upset, peeved even. Fortunately, I am here in Cambodia, and when my dad emailed me to tell me that he received a letter from my credit card company saying that my account had been put on hold due to unusual activity, I did not flinch or get terribly nervous. One, this is because you really can’t use a credit card here unless you’re along the riverfront, the tourist mecca, and thus a place I avoid. Two, this is because...Continue Reading >>
By Maren Misner, KF3
I’ve found myself lately in a state of peace I can’t seem to explain nor justify. But peace is much preferred to chaos, and I’ll take it, no questions asked. For the first three months of my fellowship I was based in Lima, traveling from there to the different branch offices around the country. While amazing to experience the intense variety of Peru, it can be unsettling to be in a constant state of movement- just as you get used to a place, you have to leave, wondering what you could have accomplished with a bit more time, what relationships you...Continue Reading >>
A few years ago I was told a story of how to tell a first, second, and third time missionary. If you are drinking a glass of lemonade, and a fly lands in it, a first time missionary will ask for a new glass of lemonade. A second-timer will simply remove the fly, but continue to drink the lemonade. And a third-timer will look at the fly, and without interruption, drink the lemonade, fly and all, giving thanks for the extra nutrition! Last week I left Peru and moved on to Guatemala to begin my fifth month as a Kiva Fellow. Sitting down to a delicious lunch of tortillas, chicken, and...Continue Reading >>
Dr. Victoria Kisyombe pic
Mambo from Dar es Salaam! Mambo to the staff at Kiva, my fellow Fellows, our MFI partners, kiva lenders, and anyone else who wants to jump on the kiva rollercoaster. My apologies for failing to share my impressions of SELFINA, Dar es Salaam, and Tanzania for almost two months. The only excuse I can give is that kiva.org has been too generous with its posting limit, kiva lenders have been too generous and quick with their support, and the subsequent workload has kept me too busy to even think about blogging!
Perhaps the best way to introduce SELFINA...Continue Reading >>
It is difficult to adequately describe the contrast between the frozen homogeneity of suburban Minneapolis which I left, and the noisy and chaotic vibrancy of Dar es Salaam. I traveled through five airports over the course of three days, and touched down in Dar es Salaam on Sunday in a jet-lag induced daze. Not quite knowing what to expect, I shouldered my touristy hiking backpack, and walked out of the international arrivals terminal – directly into the middle of a political demonstration
Thousands of Tanzanians were crowded around the doors of the terminal and...Continue Reading >>
On Friday everyone shows up at the office dressed up. Mostly for religious reasons, but it’s a refreshing reversal of casual Friday. It’s our all-hands day, where everyone from the different parts of Abidjan meets here at 4pm. I saved the chocolates I brought for this day, and shared with everyone. I really enjoy meeting all the field officers- they are truly the heart & soul of this operation. Everyone I have met so far has been enthusiastic and friendly.
It is a hard life here. I walked through the market last night, it’s an open-air market much like you’d see in Mexico, with...Continue Reading >>
Just a quick post for those who were wondering how the meeting with Maman Fannie went… she missed her appointment! I was so bummed. I stopped by her apartment that night, and it turns out one of the children had gotten sick, and she’d taken care of her. But I had the sense that was just an excuse. She’d never even heard of microfinance before I talked to her about it, and so I imagine there is some hesitation on her part to meet with a financial institution on her own. I’m giving her space, so she doesn’t feel pressured by me… but next week, I’m...Continue Reading >>
My name is Dan Strack and for the next 2 months I will be living in Cape Coast, Ghana and working with the Christian Rural Aid Network (CRAN).
CRAN has 7 branches located throughout the central region of Ghana with its main office in Cape Coast. Cape Coast is a very poor area with some of the kindest people I’ve ever encountered. The first thing you notice in Ghana and especially Cape Coast, is how extremely religious everyone is. Many road-side businesses have names such as “God is Great: Hair Salon” or “Jesus is the Savior: Food Stand”. Cars, buses, telephone poles, you name...Continue Reading >>