Over the past month, I have been working with Kiva partner Alidé in Cotonou, the economic capital of Benin. I recently visited Henriette, one of Alidé’s long-standing clients.

When it comes to soccer, few countries can compare with the intensity and enthusiasm Ghanaians show for the sport.  When Ghana’s national team (the Black Stars) plays, everyone and I mean everyone is following the match and a contagious optimism permeates the air - no matter who the team is pl