I am sitting in a Lada 1500, zooming down a pothole-filled tarmac road in the middle of nowhere, Tajikistan. This is a 2004 Russian-made car, which at its time of production had a few enhancements that included a clock and improved sound-proofing.
For three days in February, I visited Kiva borrowers in Nyanza Province near Lake Victoria in the southwest of Kenya. The visits took me to the city of Kisii and the nearby towns of Nyamira and Kenyenya via countless pickup truck, boda-boda, and matatu rides. Although it was invaluable to see a side of Kenya other than my base of Nairobi, the remoteness of the region gave me a new appreciation for the hard work that Kiva partners put in to service our clients.